Worcester County and Westborough Town property record for 114 Upton Rd, Westborough, MA 01581
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,719 sqft · built 1986 |
| Lot Size | 1.16 acres (50,617 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Apr 2019) |
| Tax Bill | $11,919 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Jul 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WBOR M:0005 B:000072 L:0 |
| Primary APN | WBOR M:0005 B:000072 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,719 sqft Living Area |
| Gross Area | 4,380 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,617 sqft (1.16 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 114 UPTON RD |
|---|---|
| City | WESTBOROUGH |
| State | MA |
| Zip | 01581-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 72 |
| Jurisdiction | WESTBOROUGH MA |
| Township / Civil Division | WESTBOROUGH |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 742401 |
Source: Worcester County and Westborough Town records · APN WBOR M:0005 B:000072 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2024 | Deed of Trust, Mortgage · Line of Credit DIGITAL FCU |
| Jul 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| May 24, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Apr 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLES UNITED BANK |
| Jul 23, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2019 · Amount on Record |
| Deed Sale | Apr 19, 2019 · Amount on Record |
| Prior Sale | Jan 24, 2007 · Amount on Record |
| Deed Document Number | 201934149 |
| Deed Book / Page | 60290 / 341 |
| Last Transfer Date | May 19, 2021 |
| Transfer Doc | 65233-20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 070394-256 |
|---|---|
| Date | Apr 12, 2024 |
| Book Page | 70394/256 |
| Instrument | 27036 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | May 01, 2064 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065638-153 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 65638/153 |
| Instrument | 99880 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | May 24, 2021 |
| Property Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Document Number | 65233-20 |
| Book / Page | 65233 / 20 |
| Instrument Date | May 19, 2021 |
| Instrument | 71663 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Recording Date | Apr 19, 2019 |
| Property Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Document Number | 60290-341 |
| Book / Page | 60290 / 341 |
| Instrument Date | Apr 17, 2019 |
| Instrument | 34149 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 MARSHALL ST, BOSTON, MA 02108-2416 |
| Document Number | 34151 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 34151 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBOROUGH MA |
| Property Address | 114 UPTON RD, WESTBOROUGH, MA 01581-3221 |
| Document Number | 59221-133 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 114 UPTON RD WESTBOROUGH MA 015813221, WESTBOROUGH, MA 01581-3221 |
| Document Number | 59221-133 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 059221/000133 |
| Instrument | 81919 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Worcester County and Westborough Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westborough Town |
| Unified School District | Westborough School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,919.00 (+5.76%) | $731,700 (+6.54%) Land $310,200 Building $421,500 | $902,120 (+33.17%) |
| 2024 | $11,270.00 (+2.77%) | $686,800 (+5.47%) Land $288,600 Building $398,200 | $677,445 |
| 2023 | $10,966.00 | $651,200 Land $273,700 Building $377,500 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), as of November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277424011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 47 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system MA2328000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WESTBOROUGH WATER DEPARTMENT serves 21,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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