128 Sentry Rdg, Smithsburg, MD 21783 Property Records

Washington County property record for 128 Sentry Rdg, Smithsburg, MD 21783

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,484 sqft · built 2002
Lot Size	0.09 acres (3,916 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2026)
Tax Bill	$2,282 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-029225`

Property Details

APN / Parcel Number

Primary APN	`07-029225`
Alternative APN	`029225`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,484 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,916 sqft (0.09 acres)
Garage Type	Built-in
Garage Area	180 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	029225
Street Address	128 SENTRY RDG
City	SMITHSBURG
State	MD
Zip	21783-1589
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RR
Legal Description	LOT P27 3916 SQ FT 128 SENTRY RIDGE WHISPERING RIDGE
Legal Subdivision	WHISPERING RIDGE
Legal Lot Number	P27
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3003
Census Tract	11301

Owner

Source: Washington County assessment roll, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	133 EAGLES RDG, SMITHSBURG, MD 21783-1588
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed, Transfer · Conventional Mortgage OLDE STONE TITLE, OLDE TOWNE TITLE
Feb 25, 2019	Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB
May 18, 2018	Grant Deed, Transfer OLDE TOWNE TITLE COMPANY
Sep 29, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 8, 2026 · Amount on Record
Deed Sale	Jun 8, 2026 · Amount on Record
Prior Sale	Feb 25, 2019 · Amount on Record
Deed Book / Page	7942 / 208
Transfer Doc	0027450681
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jun 8, 2026
Property Address	128 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number	7942000208
Book / Page	7942 / 208
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	OLDE STONE TITLE, OLDE TOWNE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$32,320.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	133 EAGLES RDG, SMITHSBURG, MD 21783-1588
Investor	Possibly a Property Investor

Mortgage

Document Number	7942000215,
Date	Jun 8, 2026
Book Page	7942/215

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.58%
Initial Type	Fixed Rate
Max Rate	-1%

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 25, 2019
Property Address	128 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number	0059230477
Book / Page	5923 / 0477
Map Reference	FO 6750
Instrument Date	Feb 22, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	OLDE TOWNE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	128 SENTRY RDG, SMITHSBURG, MD 21783-1589

Mortgage

Document Number	0005923483
Date	Feb 25, 2019
Instrument	5923/483

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 18, 2018
Property Address	128 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number	0057530131
Book / Page	005753 / 000131
Instrument Date	May 11, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	OLDE TOWNE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$154.65
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11005 BOWER AVE HAGERSTOWN MD 217407625, HAGERSTOWN, MD 21740-7625

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON MD
Recording Date	Sep 29, 2017
Property Address	128 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number	0056000498
Book / Page	005600 / 000498
Instrument Date	Apr 21, 2017
Transaction Type	Foreclosure
Record Updated	Nov 29, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$164.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	128 SENTRY RDG SMITHSBURG MD 217831589, SMITHSBURG, MD 21783-1589

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,467 (+11.15%)	$306,400 (-) Land $45,000 Building $261,400
2025	$2,282.00 (+12.58%)	$250,533 (+16.69%)	$306,400 (+37.65%) Land $45,000 Building $261,400
2024	$2,027.00 (+3.21%)
2023	$1,964.00	$214,700	$222,600 Land $45,000 Building $177,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Schurz Communications Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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