125 Sentry Rdg, Smithsburg, MD 21783 Property Records

Washington County property record for 125 Sentry Rdg, Smithsburg, MD 21783

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,472 sqft · built 2002
Lot Size	0.045 acres (1,958 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Dec 2021)
Tax Bill	$2,323 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-029527`

Property Details

APN / Parcel Number

Primary APN	`07-029527`
Alternative APN	`029527`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,472 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,958 sqft (0.045 acres)
Garage Type	Built-in
Garage Area	180 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	029527
Street Address	125 SENTRY RDG
City	SMITHSBURG
State	MD
Zip	21783-1589
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RR
Legal Description	LOT P54 1780 SQ FT 125 SENTRY RIDGE WHISPERING RIDGE
Legal Subdivision	WHISPERING RIDGE
Legal Lot Number	P54
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	3
Census Block	3003
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	125 SENTRY RDG, SMITHSBURG, MD 21783-1589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	Dec 10, 2002 · Amount on Record
Deed Book / Page	6880 / 174
Prior Transfer Date	Mar 8, 2013
Prior Transfer Doc	0045130124
Record Updated	Oct 29, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 28, 2021
Property Address	125 SENTRY RDG, SMITHSBURG, MD 21783-1589
Document Number	0068800174
Book / Page	6880 / 174
Map Reference	FO 6750
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	COMMUNITY SETTLEMENTS & ESCROW LLC, COMMUNITY STLMTS & ESCROW LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	125 SENTRY RDG, SMITHSBURG, MD 21783-1589

Mortgage

Document Number	0006880181
Date	Dec 28, 2021
Instrument	6880/181

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,323.00 (+12.93%)	$255,000 (+12.93%)	$284,200 (-) Land $45,000 Building $239,200
2025	$2,057.00 (+14.92%)	$225,800 (+16.33%)	$284,200 (+44.56%) Land $45,000 Building $239,200
2024	$1,790.00 (+0.79%)
2023	$1,776.00	$194,100	$196,600 Land $45,000 Building $151,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber · Cable in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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