Washington County property record for 123 Sentry Rdg, Smithsburg, MD 21783
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,780 sqft · built 2002 |
| Lot Size | 0.041 acres (1,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $252,950 (Mar 2023) |
| Tax Bill | $1,723 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-029519 |
| Primary APN | 07-029519 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,780 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,780 sqft (0.041 acres) |
| Garage Type | Built-in |
| Garage Area | 180 sqft |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 029519 |
|---|---|
| Street Address | 123 SENTRY RDG |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1589 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RR |
| Legal Description | LOT P53 1780 SQ FT 123 SENTRY RIDGE WHISPERING RIDGE |
| Legal Subdivision | WHISPERING RIDGE |
| Legal Lot Number | P53 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 11301 |
Source: Washington County records · APN 07-029519
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 123 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEIGHBORHOOD ASSISTANCE CORP OF AMERICA |
| Mar 13, 2023 | Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2023 · Amount on Record |
| Deed Sale | Mar 13, 2023 · Amount on Record |
| Prior Sale | Jun 23, 2004 · Amount on Record |
| Deed Book / Page | 7207 / 441 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 123 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2023 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0072080411 |
|---|---|
| Date | Mar 14, 2023 |
| Book Page | 7208/411 |
| Name | NEIGHBORHOOD ASSISTANCE CORP OF AMERICA |
|---|---|
| Type | Non-Lending Institution |
| Address | ROXBURY, MA 02119 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 13, 2023 |
| Property Address | 123 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Document Number | 0072070441 |
| Book / Page | 7207 / 441 |
| Map Reference | FO 6749&6750 |
| Instrument Date | Mar 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE AND ESCROW INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.37 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 123 SENTRY RDG, SMITHSBURG, MD 21783-1589 |
| Document Number | 0072070449 |
|---|---|
| Date | Mar 13, 2023 |
| Book Page | 7207/449 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,300 (+12.27%) | $235,500 (-) Land $45,000 Building $190,500 | |
| 2025 | $1,723.00 (+14.79%) | $189,100 (+15.23%) | $235,500 (+41.95%) Land $45,000 Building $190,500 |
| 2023 | $1,501.00 | $164,100 | $165,900 Land $45,000 Building $120,900 |
Source: FEMA National Flood Hazard Layer as of August 14, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Jun 2006 · tidal / storm surge |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Schurz Communications Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
Based on FCC filings for 156 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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