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128 Saint Cloud Ln, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 128 Saint Cloud Ln, Boca Raton, FL 33431

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,438 sqft · built 1970
Lot Size0.184 acres (8,002 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (Aug 2001)
Tax Bill$5,780 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-42-47-14-02-007-0090

Property Details

APN / Parcel Number

Primary APN06-42-47-14-02-007-0090

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,438 sqft Living Area
Gross Area3,192 sqft
1st Floor Area1,478 sqft
Upper Floors Area960 sqft
FlooringTile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,002 sqft (0.184 acres)
Lot Dimensions98 ft deep x 80 ft wide
Garage TypeAttached
Garage Area504 sqft

Exterior Amenities

Pool Area90 sqft
PorchFinished/Open Porch
Porch Area250 sqft
Patio Area310 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address128 SAINT CLOUD LN
CityBOCA RATON
StateFL
Zip33431-3928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionUNIVERSITY PARK COUNTRY CLUB ESTATES LOT 9 BLK A-7
Legal Range42E
Legal Township47S
Legal Section14
Legal SubdivisionUNIVERSITY PARK COUNTRY CLUB ESTATE
Legal BlockA
Legal Lot Number9
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2002
Census Tract7009

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 3, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FIRST GUARANTY MORTGAGE CORP
Jan 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2001 · Amount on Record
Deed SaleAug 14, 2001 · Amount on Record
Prior SaleJul 14, 1998 · Amount on Record
Deed Book / Page12816 / 687
Last Transfer DateApr 19, 2021
Transfer Doc0324411845
Record UpdatedJun 8, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPALM BEACH FL
Recording DateMay 3, 2021
Property Address128 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number0324411845
Book / Page32441 / 1845
Map ReferenceMB 26 PG 148
Instrument DateApr 19, 2021
Instrument20210200182
Transaction TypeTransfer
Record UpdatedJun 2, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address128 SAINT CLOUD LN, BOCA RATON, FL 33431-3928

Mortgage

Document Number324411847
DateMay 3, 2021
Instrument32441/1847
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address128 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number0288271607
Book / Page028827 / 001607
Instrument DateJan 3, 2017
Transaction TypeMortgage
Record UpdatedJan 31, 2017
Title CompanyMORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 SAINT CLOUD LN BOCA RATON FL 334313928, BOCA RATON, FL 33431-3928

Mortgage

Document Number0288271607
DateJan 13, 2017
Book Page028827/001607
Instrument13925
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 12, 2032

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,780.00 (+3.1%) Homeowner's exemption$356,941 (+5.99%)$696,670 (+5.7%) Land $251,242 Building $445,428
2024$5,606.00 (+2.39%)
2023$5,475.00 (+1.11%) Homeowner's exemption$336,778 (+3%)$659,099 (+16.78%) Land $196,600 Building $462,499
2022$5,415.00 Homeowner's exemption$326,969$564,411 Land $178,750 Building $385,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims5 (1979–2005)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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