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123 Saint Cloud Ln, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 123 Saint Cloud Ln, Boca Raton, FL 33431

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,526 sqft · built 1971
Lot Size0.215 acres (9,387 sqft)
Owner2 Individual Names on Record
Tax Bill$3,110 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN06-42-47-14-02-005-0290

Property Details

APN / Parcel Number

Primary APN06-42-47-14-02-005-0290

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,526 sqft Living Area
Gross Area2,196 sqft
1st Floor Area1,526 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1981
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area9,387 sqft (0.215 acres)
Lot Dimensions130 ft deep x 74 ft wide
Garage Area402 sqft

Exterior Amenities

Pool Area90 sqft
PorchOpen Porch
Porch Area268 sqft
Patio Area270 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address123 SAINT CLOUD LN
CityBOCA RATON
StateFL
Zip33431-3929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-D
Legal DescriptionUNIVERSITY PARK CTRY CLUB ESTSLOT 29 BLK A-5
Legal Range42E
Legal Township47S
Legal Section14
Legal SubdivisionUNIVERSITY PARK CLUB
Legal BlockA-5
Legal Lot Number29
JurisdictionPALM BEACH FL
Township / Civil DivisionBOCA RATON
Census Block Group2
Census Block2000
Census Tract7009

Owner

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address123 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2003
Deed SaleSep 8, 2003
Deed Document Number20030532770
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address123 SAINT CLOUD LN, BOCA RATON, FL 33431-3929
Document Number0292450235
Book / Page029245 / 000235
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address123 SAINT CLOUD LN BOCA RATON FL 334313929, BOCA RATON, FL 33431-3929

Mortgage

Document Number0292450235
DateJul 27, 2017
Book Page029245/000235
Instrument268949
Lender
NameK & B CAP
TypeFunding / Finance Company
AddressBOCA RATON, FL 33432
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBoca Raton City
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,110.00 (+112.29%) Homeowner's exemption$199,946 (+5.99%)$564,512 (+11.44%) Land $265,180 Building $299,332
2023$1,465.00 (-49.29%) Homeowner's exemption$188,651 (+3%)$506,572 (+16.79%) Land $196,600 Building $309,972
2022$2,889.00 Homeowner's exemption$183,156$433,759 Land $178,750 Building $255,009

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims5 (1979–2005)
Claims Outside the SFHA2 of 5
Most Recent ClaimAug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOCA RATON WTP
serves 130,000 people · EPA ID FL4500130
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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