122 Saint Cloud Ln, Boca Raton, FL 33431 Property Records

Palm Beach County property record for 122 Saint Cloud Ln, Boca Raton, FL 33431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,701 sqft · built 1969
Lot Size	0.231 acres (10,058 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Mar 2015)
Tax Bill	$7,549 (2025)
Deeds & Mortgages	May 2026 Line of Credit Dec 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`06-42-47-14-02-007-0060`

Property Details

APN / Parcel Number

Primary APN	`06-42-47-14-02-007-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,701 sqft Living Area
Gross Area	2,582 sqft
1st Floor Area	1,701 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1987
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,058 sqft (0.231 acres)
Lot Dimensions	54 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	477 sqft

Exterior Amenities

Pool Area	90 sqft
Porch	Finished/Open Porch
Porch Area	404 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	122 SAINT CLOUD LN
City	BOCA RATON
State	FL
Zip	33431-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	UNIVERSITY PARK COUNTRY CLUB ESTATES LT 6 BLK A-7
Legal Range	42E
Legal Township	47S
Legal Section	14
Legal Subdivision	UNIVERSITY PARK COUNTRY CLUB ESTATE
Legal Block	A
Legal Lot Number	6
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOCA RATON
Census Block Group	2
Census Block	2002
Census Tract	7009

Owner

122 Saint Cloud Ln is owned and occupied by an individual who acquired it in November 2023.

Source: Palm Beach County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Dec 15, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jul 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage REALFI HOME FUNDING CORP
Aug 12, 2020	Deed of Trust, Mortgage · Line of Credit ITHINK FIN'L CU
May 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2015 · Amount on File
Deed Sale	Mar 23, 2015 · Amount on File
Prior Sale	Jun 2, 2014
Deed Document Number	2015102621
Deed Book / Page	27414 / 1673
Last Transfer Date	Nov 20, 2023
Transfer Doc	0347280198
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Recording Date	May 8, 2026
Property Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number	0000168281
Book / Page	36507 / 865
Instrument Date	Apr 10, 2026
Instrument	2026168281
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928

Mortgage

Document Number	0365070865,
Date	May 8, 2026
Book Page	36507/865
Instrument	2026168281

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 10, 2046

Interest

Rate	6.11%
Max Rate	-1%

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Dec 15, 2023
Property Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number	0347280198
Book / Page	34728 / 198
Map Reference	MB 26 PG 148
Instrument Date	Nov 20, 2023
Instrument	20230426486
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9058 SW 1ST DR, BOCA RATON, FL 33428-4504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Jul 7, 2022
Property Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number	0336840615
Book / Page	33684 / 615
Map Reference	MB 26 PG 148
Instrument Date	Jun 27, 2022
Instrument	20220286392
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15303 TALL OAK AVE, 15303, DELRAY BEACH, FL 33446-9502

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928

Mortgage

Document Number	0033684618
Date	Jul 7, 2022
Instrument	33684/618

Lender

Name	REALFI HOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number	0316791566
Instrument Date	Aug 12, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	122 SAINT CLOUD LN BOCA RATON FL 334313928, BOCA RATON, FL 33431-3928

Mortgage

Document Number	0316791566
Date	Aug 25, 2020
Book Page	031679/001566
Instrument	308725

Lender

Name	ITHINK FIN'L CU
Address	DELRAY BEACH, FL 33445

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 24, 2040

Interest

Rate Type	Adjustable Rate

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 28, 2020
Property Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number	0314551430
Book / Page	031455 / 001430
Instrument Date	May 28, 2020
Instrument	183378
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	15303 TALL OAK AVE DELRAY BEACH FL 334469502, DELRAY BEACH, FL 33446-9502

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	May 11, 2020
Property Address	122 SAINT CLOUD LN, BOCA RATON, FL 33431-3928
Document Number	0314140108
Book / Page	031414 / 000108
Instrument Date	Apr 17, 2020
Instrument	159902
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 SAINT CLOUD LN BOCA RATON FL 334313928, BOCA RATON, FL 33431-3928

Tax Assessment & Valuation

The 2025 property tax bill for 122 Saint Cloud Ln was $7,549, up 3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Boca Raton City
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,549.00 (+3.02%)	$461,126	$589,863 Land $267,360 Building $322,503
2024	$7,328.00 (+10.46%)
2023	$6,634.00 (+6.95%) Homeowner's exemption	$435,078 (+11.62%)	$530,512 (+17.95%) Land $196,600 Building $333,912
2022	$6,203.00 Homeowner's exemption	$389,771	$449,789 Land $178,750 Building $271,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 122 Saint Cloud Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	5 (1979–2005)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 122 Saint Cloud Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCA RATON WTP serves 130,000 people · EPA ID FL4500130
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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