128 Sago Palm Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 128 Sago Palm Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,066 sqft · built 2019
Lot Size	0.217 acres (9,496 sqft)
Owner	Individual Name on Record
Last Sale	$293,380 (Jun 2019)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`242009097`

Property Details

APN / Parcel Number

Primary APN	`242009097`
Alternative APN	`R614 036 000 1329 0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,066 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,496 sqft (0.217 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242009097
Street Address	128 SAGO PALM DR
City	BLUFFTON
State	SC
Zip	29910-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 344 PALMETTO POINTE PH 4 PB148 PG109
Legal Subdivision	PALMETTO POINTE
Legal Phase	4
Legal Lot Number	344
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1034
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	128 SAGO PALM DR, BLUFFTON, SC 29910-9502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 6, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2019 · Amount on Record
Deed Sale	Jun 6, 2019 · Amount on Record
Deed Document Number	2019029426
Deed Book / Page	3766 / 0116
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	128 SAGO PALM DR, BLUFFTON, SC 29910-9502
Document Number	0000069093
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SAGO PALM DR BLUFFTON SC 299109502, BLUFFTON, SC 29910-9502

Mortgage

Document Number	0000069093
Date	Dec 26, 2019
Book Page	003823/000792
Instrument	69093

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 6, 2019
Property Address	128 SAGO PALM DR, BLUFFTON, SC 29910-9502
Document Number	0000029426
Book / Page	003766 / 000116
Instrument Date	May 31, 2019
Instrument	29426
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,085.51
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 SAGO PALM DR BLUFFTON SC 299109502, BLUFFTON, SC 29910-9502

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,267.00 (-0.04%)	$13,480 (-19.86%)
2024	$2,268.00	$16,820 (-) Land $4,000 Building $12,820	$420,500 (-) Land $100,000 Building $320,500
2023	$2,268.00 (-33.78%)	$16,820 (+43.52%) Land $4,000 Building $12,820	$420,500 (+43.52%) Land $100,000 Building $320,500
2022	$3,425.00 Homeowner's exemption	$11,720 Land $1,800 Building $9,920	$293,000 Land $45,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

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