132 Sago Palm Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 132 Sago Palm Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,658 sqft · built 2018
Lot Size	0.151 acres (6,578 sqft)
Owner	2 Company Names on Record
Last Sale	$392,500 (Aug 2024)
Tax Bill	$2,617 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242009099`

Property Details

APN / Parcel Number

Primary APN	`242009099`
Alternative APN	`R614 036 000 1331 0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,658 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,578 sqft (0.151 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	132 SAGO PALM DR
City	BLUFFTON
State	SC
Zip	29910-9502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 346 PALMETTO POINTE PH 4 PB148 PG109
Legal Subdivision	PALMETTO POINTE
Legal Phase	4
Legal Lot Number	346
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	1
Census Block	1034
Census Tract	2103

Owner

Source: Beaufort County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 16, 2025	Intrafamily Transfer, Transfer
Aug 29, 2024	Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	202438306
Deed Book / Page	4362 / 2718
Last Transfer Date	Oct 14, 2025
Transfer Doc	0000046921
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SAGO PALM DR, BEAUFORT, SC 29901

Mortgage

Document Number	0000015296
Date	Mar 11, 2022
Book Page	4124/1455
Instrument	2022015296

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Oct 16, 2025
Property Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502
Document Number	0000046921
Book / Page	4474 / 1375
Map Reference	MB 148 PG 109
Instrument Date	Oct 14, 2025
Instrument	2025046921
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 29, 2024
Property Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502
Document Number	0000038306
Book / Page	4362 / 2718
Instrument Date	Aug 20, 2024
Instrument	2024038306
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502

Mortgage

Document Number	0000038307
Date	Aug 29, 2024
Instrument	2024038307

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	132 SAGO PALM DR, BLUFFTON, SC 29910-9502
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073598
Date	Dec 10, 2020
Book Page	3945/1547
Instrument	2020073598

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,617.00 (+38.98%)	$15,700 (+16.06%)
2024	$1,883.00	$13,528 (-) Land $4,000 Building $9,528	$338,200 (-13.83%) Land $100,000 Building $238,200
2023	$1,883.00 (+8.16%)	$13,528 (+40.92%) Land $4,000 Building $9,528	$392,500 (+63.54%) Land $100,000 Building $292,500
2022	$1,741.00 Homeowner's exemption	$9,600 Land $1,800 Building $7,800	$240,000 Land $45,000 Building $195,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 134 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	134 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Spectrum.

Nearby Properties on Sago Palm Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures