Comal County property record for 128 Saddle Rdg, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,072 sqft · built 2004 |
| Lot Size | 1.08 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,389 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0090-00 |
| Primary APN | 45-0712-0090-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,072 sqft Living Area |
| Gross Area | 4,241 sqft |
| 1st Floor Area | 3,072 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 47,480 sqft |
| Garage Type | Attached |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 634 sqft |
| Deck Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 128 SADDLE RDG |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING, LOT 90 |
| Legal Subdivision | RIVER CROSSING |
| Legal Block | 3 |
| Legal Lot Number | 90 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 310703 |
128 Saddle Rdg is owned and occupied by an individual.
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 SADDLE RDG, SPRING BRANCH, TX 78070-5973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 128 Saddle Rdg was $2,389 with exemptions applied, down 26.1% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $829,650 (+3.02%) Land $151,420 Building $678,230 | $829,650 (-1.84%) Land $151,420 Building $678,230 | |
| 2025 | $2,389.00 (-26.11%) Homeowner's exemption Senior Citizen's exemption | $805,358 Land $151,420 Building $693,740 | $845,160 Land $151,420 Building $693,740 |
| 2024 | $3,233.00 | ||
| 2023 | $983,400 Land $151,420 Building $831,980 | $983,400 Land $151,420 Building $831,980 | |
| 2022 | $3,099.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Saddle Rdg in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 128 Saddle Rdg is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: T-Mobile, Verizon.
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