167 Saddle Rdg, Spring Branch, TX 78070 Property Records

Comal County property record for 167 Saddle Rdg, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,099 sqft · built 2024
Lot Size	1.03 acres (44,867 sqft)
Owner	Individual Name on File
Tax Bill	$2,178 (2024)
Deeds & Mortgages	Jul 2024 Construction Loan Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0095-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0095-00`
Alternative APN	`49861`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,099 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Account Number	49861
Old Parcel Number	450712009500
Street Address	167 SADDLE RDG
City	SPRING BRANCH
State	TX
Zip	78070-5973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING, LOT 95
Legal Subdivision	RIVER CROSSING
Legal Lot Number	95
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3017
Census Tract	310703

Owner

Source: Comal County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	167 SADDLE RDG, SPRING BRANCH, TX 78070-5973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2024	Deed of Trust, Mortgage · Construction Mortgage THE FALLS CITY NATIONAL BANK
Dec 1, 2023	Vendor's Lien, Transfer · Stand-Alone First Mortgage DONALD MANTOOTH

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 1, 2023
Deed Sale	Dec 1, 2023
Prior Sale	Nov 20, 2012
Deed Document Number	202306037649
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	167 SADDLE RDG, SPRING BRANCH, TX 78070-5973
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	ALAMO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3921 MAY CT, CARLSBAD, CA 92008-2646

Mortgage

Document Number	0006022520
Date	Jul 29, 2024
Instrument	202406022520

Lender

Name	THE FALLS CITY NATIONAL BANK
Type	Bank
Address	FALLS CITY, TX 78113

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 25, 2025

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Dec 1, 2023
Property Address	167 SADDLE RDG, SPRING BRANCH, TX 78070-5973
Document Number	0006037649
Map Reference	VOL 13 PG 110
Instrument Date	Nov 30, 2023
Instrument	202306037649
Transaction Type	Transfer
Record Updated	Nov 18, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 SADDLE RDG, SPRING BRANCH, TX 78070-5973

Mortgage

Document Number	0006037650
Date	Dec 1, 2023
Instrument	202306037650

Lender

Name	DONALD MANTOOTH
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	5 Months
Due	May 15, 2024

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$646,210 (+341.4%) Land $146,400 Building $499,810	$646,210 (+341.4%) Land $146,400 Building $499,810
2024	$2,178.00 (+245.71%)
2023		$146,400 Land $146,400	$146,400 Land $146,400
2022	$630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Guadalupe Valley Telephone Cooperative Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile USA, Verizon.

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