110 Saddle Rdg, Spring Branch, TX 78070 Property Records

Comal County property record for 110 Saddle Rdg, Spring Branch, TX 78070

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,120 sqft · built 2006
Lot Size1.2 acres (52,272 sqft)
Owner2 Company Names on Record
Tax Bill$7,393 (2024)
Deeds & MortgagesNov 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN45-0712-0089-00

Property Details

APN / Parcel Number

Primary APN45-0712-0089-00
Alternative APN
  • 49855

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,120 sqft Living Area
1st Floor Area3,120 sqft
Upper Floors Area476 sqft
Attic Area476 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Garage Area844 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchCovered Porch
Porch Area444 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Account Number49855
Old Parcel Number450712008900
Street Address110 SADDLE RDG
CitySPRING BRANCH
StateTX
Zip78070-5973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER CROSSING, LOT 89
Legal SubdivisionRIVER CROSSING
Legal Lot Number89
JurisdictionCOMAL TX
Township / Civil DivisionCANYON LAKE
Census Block Group3
Census Block3017
Census Tract310703

Owner

Source: Comal County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Co-ownerCo-owner on Record
Mailing Address110 SADDLE RDG, SPRING BRANCH, TX 78070-5973
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateDec 6, 2023
Transfer Doc0006038101
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOMAL TX
Property Address110 SADDLE RDG, SPRING BRANCH, TX 78070-5973
Transaction TypeMortgage
Record UpdatedNov 11, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006056922
DateNov 2, 2021
Instrument202106056922
Lender
NameHOUSTON FCU
TypeCredit Union
AddressSUGAR LAND, TX 77479
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Comal County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyComal County
Unified School DistrictComal Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$729,730 (-11.6%) Land $157,320 Building $572,410$729,730 (-11.6%) Land $157,320 Building $572,410
2024$7,393.00 (+17.67%)
2023$825,450 Land $157,320 Building $668,130$825,450 Land $157,320 Building $668,130
2022$6,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims4 (2013–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimOct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 83% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLWSC CANYON LAKE SHORES
private · serves 44,196 people · EPA ID TX0460019
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Turbidity
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GVTC
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Saddle Rdg

Nearby Streets

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