Benton County property record for 128 Riverside Dr NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.189 acres (8,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Mar 2005) |
| Tax Bill | $4,000 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.00670.00 |
| Primary APN | 17.00670.00 |
|---|
| Lot Area | 8,271 sqft (0.189 acres) |
|---|
| Street Address | 128 RIVERSIDE DR NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-021 BLOCK-008 & LOT 22 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | RIVER-SIDE |
| Legal Block | 8 |
| Legal Lot Number | 21-22 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4036 |
| Census Tract | 21201 |
128 Riverside Dr NE is owned and occupied by two individuals who acquired it in May 2018.
Source: Benton County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2018 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| May 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2005 · Amount on File |
| Deed Sale | Mar 8, 2005 · Amount on File |
| Deed Document Number | 2005323973 |
| Last Transfer Date | May 8, 2018 |
| Transfer Doc | 0000429244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 128 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000432115 |
|---|---|
| Date | Oct 8, 2018 |
| Instrument | 432115 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | May 11, 2018 |
| Property Address | 128 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436 |
| Document Number | 0000429244 |
| Instrument Date | May 8, 2018 |
| Instrument | 429244 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 128 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436 |
The 2026 property tax bill for 128 Riverside Dr NE was $4,000 with a homeowner's exemption.
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,000.00 Homeowner's exemption | $188,500 Land $25,000 Building $163,500 | $188,500 Land $25,000 Building $163,500 |
| 2023 | $3,922.00 | $164,400 Land $25,000 Building $139,400 | $164,400 Land $25,000 Building $139,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 128 Riverside Dr NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 128 Riverside Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Intrepid Fiber Networks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures