125 Riverside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 125 Riverside Dr NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.247 acres (10,765 sqft)
Owner2 Individual Names on File
Last Sale$272,000 (Jun 2021)
Tax Bill$3,962 (2026)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN17.00643.00

Property Details

APN / Parcel Number

Primary APN17.00643.00

Exterior

Lot Area10,765 sqft (0.247 acres)

Location & Zoning

Street Address125 RIVERSIDE DR NE
CitySAINT CLOUD
StateMN
Zip56304-0437
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-007 BLOCK-007 & PART OF LOT 8
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionRIVER-SIDE
Legal Block7
Legal Lot Number7-8
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group4
Census Block4006
Census Tract21201

Owner

125 Riverside Dr NE is owned and occupied by two individuals who bought it in June 2021.

Source: Benton County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address125 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0437
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2021 · Amount on File
Deed SaleJun 10, 2021 · Amount on File
Deed Document Number2021453036
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 10, 2021
Property Address125 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0437
Document Number0000453036
Instrument DateJun 4, 2021
Instrument453036
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$897.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address125 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0437

Mortgage

Document Number0000453037
DateJun 10, 2021
Instrument453037
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 125 Riverside Dr NE was $3,962 with a homeowner's exemption.

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,962.00 Homeowner's exemption$297,800 Land $40,000 Building $257,800$297,800 Land $40,000 Building $257,800
2023$3,314.00$274,400 Land $40,000 Building $234,400$274,400 Land $40,000 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 125 Riverside Dr NE in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 125 Riverside Dr NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Intrepid Fiber Networks.

Nearby Properties on Riverside Dr NE

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