124 Riverside Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 124 Riverside Dr NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.189 acres (8,271 sqft)
Owner	Individual Name on Record
Last Sale	$144,000 (Feb 2024)
Tax Bill	$10 (2026)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`17.00672.00`

Property Details

APN / Parcel Number

Primary APN	`17.00672.00`

Exterior

Lot Area	8,271 sqft (0.189 acres)

Location & Zoning

Street Address	124 RIVERSIDE DR NE
City	SAINT CLOUD
State	MN
Zip	56304-0436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-024 BLOCK-008 & LOT 25
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	RIVER-SIDE
Legal Block	8
Legal Lot Number	24-25
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4036
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	124 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jun 6, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2024 · Amount on Record
Deed Sale	Feb 6, 2024 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	2024470343
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 6, 2024
Property Address	124 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436
Document Number	0000470343
Instrument Date	Feb 5, 2024
Instrument	470343
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	EDINA REALTY TITLE, EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$475.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436

Mortgage

Document Number	0000470344
Date	Feb 6, 2024
Instrument	470344

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BENTON MN
Recording Date	Jun 6, 2018
Property Address	124 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436
Document Number	0000429781
Instrument Date	May 25, 2018
Instrument	429781
Transaction Type	Transfer
Record Updated	Sep 19, 2022

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 RIVERSIDE DR NE, SAINT CLOUD, MN 56304-0436

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10.00 (-88.1%) Homeowner's exemption	$159,900 (+12.37%) Land $25,000 Building $134,900	$159,900 (+12.37%) Land $25,000 Building $134,900
2025	$84.00 (-94.9%) Homeowner's exemption	$142,300 (-8.37%) Land $25,000 Building $117,300	$142,300 (-8.37%) Land $25,000 Building $117,300
2023	$1,646.00	$155,300 Land $25,000 Building $130,300	$155,300 Land $25,000 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Intrepid Fiber Networks.

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