111 Penn St, Ramona, CA 92065 Property Records

San Diego County property record for 111 Penn St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 560 sqft · built 1958
Lot Size	4.95 acres (215,622 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,626 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2023 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`280-124-01-00`

Property Details

APN / Parcel Number

Primary APN	`280-124-01-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	560 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	215,622 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	111 PENN ST
City	RAMONA
State	CA
Zip	92065-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 123 POR TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	1
Legal Lot Number	123
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1010
Census Tract	20812

Owner

111 Penn St is owned and occupied by two individuals who acquired it in November 2023.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	325 11TH ST, RAMONA, CA 92065-3911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 7, 2023	Intrafamily Transfer, Transfer
Nov 7, 2023	Intrafamily Transfer, Transfer
Jun 29, 2017	Affidavit of Death, Transfer
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2017	Affidavit of Death, Transfer
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 29, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 3, 2023
Transfer Doc	0000309488
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 11TH ST, RAMONA, CA 92065-3911

Mortgage

Document Number	0000067950
Date	Mar 19, 2024
Instrument	2024-0067950

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2023
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000309489
Map Reference	MAP 656
Instrument Date	Nov 3, 2023
Instrument	2023-0309489
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 11TH ST, RAMONA, CA 92065-3911

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 7, 2023
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000309488
Map Reference	MAP 656
Instrument Date	Nov 3, 2023
Instrument	2023-0309488
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 11TH ST, RAMONA, CA 92065-3911

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000294586
Instrument Date	Jun 27, 2017
Instrument	294586
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 11TH ST RAMONA CA 920653911, RAMONA, CA 92065-3911

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000294584
Instrument Date	Jun 27, 2017
Instrument	294584
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 11TH ST RAMONA CA 920653911, RAMONA, CA 92065-3911

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000294587
Instrument Date	Jun 27, 2017
Instrument	294587
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	325 11TH ST RAMONA CA 920653911, RAMONA, CA 92065-3911

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000294582
Instrument Date	Jun 27, 2017
Instrument	294582
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 11TH ST RAMONA CA 920653911, RAMONA, CA 92065-3911

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000294583
Instrument Date	Jun 27, 2017
Instrument	294583
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	325 11TH ST RAMONA CA 920653911, RAMONA, CA 92065-3911

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2017
Property Address	111 PENN ST, RAMONA, CA 92065-1566
Document Number	0000294585
Instrument Date	Jun 27, 2017
Instrument	294585
Transaction Type	Transfer
Record Updated	Jul 6, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	325 11TH ST RAMONA CA 920653911, RAMONA, CA 92065-3911

Tax Assessment & Valuation

The 2025 property tax bill for 111 Penn St was $5,626 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,200 (+2%) Land $468,180 Building $52,020
2025	$5,626.00 Homeowner's exemption	$510,000 Land $459,000 Building $51,000
2023	$4,528.00 (-2.64%)	$418,315 Land $373,697 Building $44,618
2022	$4,651.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 111 Penn St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	37 units insured incl. 20 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 111 Penn St is high, ranking above 89% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL	50 / 10

May also be available: Verizon.

Nearby Properties on Penn St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures