128 Oak St, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 128 Oak St, Spaulding, IL 62561

Property Summary

Property TypeSingle Family Home
Lot Size0.177 acres (7,739 sqft)
Owner2 Individual Names on Record
Last Sale$84,900 (Aug 2024)
Tax Bill$1,430 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN15-03.0-304-010

Property Details

APN / Parcel Number

Primary APN15-03.0-304-010
Alternative APN
  • 15030304010 (CHECK DIGIT = 4)

Exterior

Lot Area7,739 sqft (0.177 acres)

Location & Zoning

Account Number15030304010
Street Address128 OAK ST
CitySPAULDING
StateIL
Zip62561-9768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGE OF SPAULDING ADM SUB PT NW SW 3-16-4 L10 B4
Legal SubdivisionVILLAGE OF SPAULDING ADM SUB
JurisdictionSANGAMON IL
Township / Civil DivisionCLEAR LAKE
Census Block Group4
Census Block4032
Census Tract3802

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 OAK ST, SPAULDING, IL 62561-9768
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 19, 2024 · Amount on Record
Deed SaleAug 19, 2024 · Amount on Record
Prior SaleJun 12, 2009
Deed Document Number202413847
Transfer Doc0000005392
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANGAMON IL
Property Address128 OAK ST, SPAULDING, IL 62561-9768
Transaction TypeMortgage
Record UpdatedAug 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021R19672
DateJul 20, 2021
Instrument2021R19672
Lender
NameCEFCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySangamon County
County SubdivisionClear Lake Township
MunicipalitySpaulding Village
Unified School DistrictRiverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,430.00 (+555.96%)$23,855 (+23.7%) Land $3,573 Building $20,282$71,565 (+23.7%) Land $10,719 Building $60,846
2022$218.00 Homeowner's exemption Senior Citizen's exemption$19,285 Land $2,888 Building $16,397$57,855 Land $8,664 Building $49,191

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims14 (1982–2015)
Most Recent ClaimDec 2015 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, May 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRIVERTON
serves 4,279 people · EPA ID IL1670950
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb
Copper1.9 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cass Cable TV
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink.

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