105 Oak St, Spaulding (Riverton), IL 62561 Property Records

Sangamon County property record for 105 Oak St, Spaulding, IL 62561

Property Summary

Property Type	Single Family Home
Lot Size	0.44 acres (19,175 sqft)
Owner	Individual Name on Record
Tax Bill	$2,369 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-03.0-303-040`

Property Details

APN / Parcel Number

Primary APN	`15-03.0-303-040`
Alternative APN	`15030303040 (CHECK DIGIT = 0)`

Exterior

Lot Area	19,175 sqft (0.44 acres)
Lot Dimensions	118 ft deep x 162 ft wide

Location & Zoning

Account Number	15030303040
Street Address	105 OAK ST
City	SPAULDING
State	IL
Zip	62561-9769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13 & 14 & W15' L15 ADMINISTRATORS SUB 118 X 162.5
Legal Range	04
Legal Township	16
Legal Section	03
Legal Subdivision	ADMINISTRATORS SUB
Legal Lot Number	13-14
Jurisdiction	SANGAMON IL
Township / Civil Division	CLEAR LAKE
Census Block Group	4
Census Block	4031
Census Tract	3802

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	105 OAK ST, SPAULDING, IL 62561-9769
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU
Oct 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2008
Deed Sale	Feb 20, 2008
Prior Sale	Feb 23, 1995 · Amount on Record
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	105 OAK ST, SPAULDING, IL 62561-9769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R32035
Date	Dec 19, 2017
Instrument	2017R32035

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 28, 2027

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	105 OAK ST, SPAULDING, IL 62561-9769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R35850
Date	Dec 11, 2020
Instrument	2020R35850

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2031

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	105 OAK ST, SPAULDING, IL 62561-9769
Transaction Type	Mortgage
Record Updated	Nov 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R23847
Date	Oct 31, 2019
Instrument	2019R23847

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 30, 2029

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Clear Lake Township
Municipality	Spaulding Village
Unified School District	Riverton Community Unit School District 14 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,369.00 (-12.68%)	$69,825 (+23.69%) Land $8,260 Building $61,565	$209,475 (+23.69%) Land $24,780 Building $184,695
2022	$2,713.00 Homeowner's exemption Senior Citizen's exemption	$56,451 Land $6,678 Building $49,773	$169,353 Land $20,034 Building $149,319

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1982–2015)
Most Recent Claim	Dec 2015 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERTON serves 4,279 people · EPA ID IL1670950
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.9 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cass Cable TV Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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