Sangamon County property record for 120 Oak St, Spaulding, IL 62561
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.177 acres (7,739 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Oct 2006) |
| Tax Bill | $1,976 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03.0-304-007 |
| Primary APN | 15-03.0-304-007 |
|---|---|
| Alternative APN |
|
| Lot Area | 7,739 sqft (0.177 acres) |
|---|
| Account Number | 15030304007 |
|---|---|
| Street Address | 120 OAK ST |
| City | SPAULDING |
| State | IL |
| Zip | 62561-9768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE OF SPAULDING ADM SUB PT NW SW 3-16-4 L7 B4 |
| Legal Subdivision | VILLAGE OF SPAULDING ADM SUB |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CLEAR LAKE |
| Census Block Group | 4 |
| Census Block | 4032 |
| Census Tract | 3802 |
120 Oak St is owned and occupied by an individual who bought it in October 2006.
Source: Sangamon County records, as of June 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 120 OAK ST, SPAULDING, IL 62561-9768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARROLLTON BANK |
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2006 · Amount on File |
| Deed Sale | Oct 19, 2006 · Amount on File |
| Prior Sale | Nov 29, 2000 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 120 OAK ST, SPAULDING, IL 62561-9768 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R32310 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021R32310 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 120 OAK ST, SPAULDING, IL 62561-9768 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R32719 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017R32719 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 120 Oak St was $1,976 with a homeowner's exemption.
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Clear Lake Township |
| Municipality | Spaulding Village |
| Unified School District | Riverton Community Unit School District 14 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,976.00 | $38,971 Land $3,606 Building $35,365 | $116,913 Land $10,818 Building $106,095 |
| 2022 | $1,751.00 Homeowner's exemption | $31,507 Land $2,915 Building $28,592 | $94,521 Land $8,745 Building $85,776 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 120 Oak St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 14 (1982–2015) |
| Most Recent Claim | Dec 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 120 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVERTON serves 4,279 people · EPA ID IL1670950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.9 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cass Cable TV Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
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