128 McCouns Ferry Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 128 McCouns Ferry Rd, Salvisa, KY 40372

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1969
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Jan 2017)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041.00-00004.00`

Property Details

APN / Parcel Number

Primary APN	`041.00-00004.00`
Alternative APNs	`21018` `28521`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,306,800 sqft (30 acres)
Terrain	Rolling
Garage Area	280 sqft
Driveway	Gravel Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	28521
Street Address	128 MCCOUNS FERRY RD
City	SALVISA
State	KY
Zip	40372-9514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCOUNS FERRY RD FARM
Jurisdiction	MERCER KY
Township / Civil Division	SALVISA-MCAFEE
Census Block Group	1
Census Block	1027
Census Tract	960100

Owner

Source: Mercer County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6321 E VERMONT ST, LONG BEACH, CA 90803-2224
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Jan 9, 2024	Deed, Transfer · Line of Credit THE FARMERS NATIONAL BANK OF DANVIL
Jan 3, 2017	Deed, Transfer STOCKTON MORTGAGE CORP
Jan 3, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on Record
Deed Sale	Jan 3, 2017 · Amount on Record
Deed Document Number	20177907
Deed Book / Page	351 / 758
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	128 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M702/118
Date	Jun 26, 2020
Book Page	M702/118
Instrument	12001176

Lender

Name	JP MORGAN CHASE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER KY
Property Address	128 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M642/544
Date	Jan 3, 2017
Book Page	M642/544
Instrument	177909

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER KY
Recording Date	Jan 9, 2024
Property Address	128 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Document Number	00D381/349
Book / Page	D381 / 349
Instrument Date	Jan 5, 2024
Instrument	12025607
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	992 HOPEWELL RD, HARRODSBURG, KY 40330-9157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 E VERMONT ST, LONG BEACH, CA 90803-2224

Mortgage

Document Number	0012025608
Date	Jan 9, 2024
Instrument	12025608

Lender

Name	THE FARMERS NATIONAL BANK OF DANVIL
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2054

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER KY
Recording Date	Jan 3, 2017
Property Address	128 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Document Number	00D351/758
Book / Page	D351 / 758
Instrument Date	Dec 28, 2016
Instrument	177907
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3853 MCGARRY DR, LEXINGTON, KY 40514-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 HOPEWELL RD, HARRODSBURG, KY 40330-9157

Mortgage

Document Number	00M642/528
Date	Jan 3, 2017
Book Page	M642/528
Instrument	177908

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER KY
Recording Date	Jan 3, 2017
Property Address	128 MCCOUNS FERRY RD, SALVISA, KY 40372-9514
Document Number	00D351/758
Book / Page	D351 / 758
Instrument Date	Dec 28, 2016
Instrument	177907
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3853 MCGARRY DR, 3853, LEXINGTON, KY 40514-1002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	992 HOPEWELL RD, HARRODSBURG, KY 40330-9157

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Mercer County
Unified School District	Mercer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00 (-15.15%)	$275,438 (+107.72%) Land $10,438 Building $265,000	$275,438 (+107.72%) Land $10,438 Building $265,000
2024	$1,584.00 (-0.94%)
2023	$1,599.00	$132,598	$132,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1984–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MERCER WATER DISTRICT serves 9,775 people · EPA ID KY0840321
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2023
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 E. coli resolved · Jun 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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