Lorain County property record for 128 Harvard Ave, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,204 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Detached, 396 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,256.00 (2025) |
| Primary APN | 06-25-005-101-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,204 sqft Living Area |
| 1st Floor | 602 sqft 1st Floor |
| Basement Area | 602 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 396 sqft Garage |
| Deck Area | 180 sqft Deck |
| Patio Area | 180 sqft Patio |
| Porch Area | 72 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 128 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EASTERN HTS FRNT 0050.00 DPTH 0135.00 |
| Legal Subdivision | EASTERN HTS |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 68 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-005-101-027
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 27, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTHWEST BANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 27, 2026 |
| Property Address | 128 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000104978 |
| Instrument Date | Jul 07, 2026 |
| Instrument | 2026104978 |
| Transaction Type | Transfer |
| Record Updated | Aug 07, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $74,336.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 128 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000105223, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026105223 |
| Name | NORTHWEST BANK |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 128 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000735976 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 128 HARVARD AVE ELYRIA OH 440356040, ELYRIA, OH 44035-6040 |
| Document Number | 0000735976 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 735976 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,256.00 Homeowner's exemption | $47,900 (%) Land $7,790 Building $40,110 | $136,860 (-) Land $22,260 Building $114,600 |
| 2024 | $2,256.00 (+1%) | $47,901 (+27.24%) Land $7,791 Building $40,110 | $136,860 (+27.24%) Land $22,260 Building $114,600 |
| 2023 | $2,051.00 (+0.34%) | $37,646 (-0.01%) Land $7,980 Building $29,666 | $107,560 (-) Land $22,800 Building $84,760 |
| 2022 | $2,044.00 | $37,650 Land $7,980 Building $29,670 | |
| 2021 | $107,560 Land $22,800 Building $84,760 |
128 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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