Lorain County property record for 120 Harvard Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1950 |
| Square Footage | 1,831 sqft Total Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Garage | Detached, 400 sqft |
| Tax Bill | $3,126.00 (2025) |
| Primary APN | 06-25-005-101-025 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,831 sqft Total Area |
| 1st Floor | 1,193 sqft 1st Floor |
| 2nd Floor | 638 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 6,534 sqft (0.15 acres) |
| Depth X Width | 135 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Deck Area | 32 sqft Deck |
|---|---|
| Patio Area | 32 sqft Patio |
| Porch | Open Porch |
| Porch Area | 85 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 120 HARVARD AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6040 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Description | E HTS 50 X 135 |
| Legal Subdivision | EASTERN HEIGHTS LAND COS SUBDIVISION #1 |
| Legal Tract | 25 |
| Legal Block | 101 |
| Legal Lot Number | 66 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1011 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-005-101-025
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 6545 MARKET AVE N # 100, 100, CANTON, OH 44721-2430 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC |
| Nov 26, 2024 | Warranty Deed, Transfer · Commercial Mortgage GROUNDFLOOR CREDIT 1 LLC |
| Mar 09, 2022 | Warranty Deed, Transfer |
| Aug 20, 2021 | Warranty Deed, Transfer MILLER HOME TITLE |
| Aug 20, 2021 | Warranty Deed, Construction Loan · Building or Construction Mortgage DLP LENDING FUND LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 |
| Deed Sale | Dec 10, 2025 |
| Prior Sale | Nov 26, 2024 · Amount on Record |
| Deed Doc Number | 2025-0078414 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 10, 2025 |
| Property Address | 120 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000078414 |
| Map Reference | VOL 6 PG 23 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025-0078414 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6545 MARKET AVE N # 100, 100, CANTON, OH 44721-2430 |
| Document Number | 0000078415 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-0078415 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 26, 2024 |
| Property Address | 120 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000034747 |
| Map Reference | VOL 6 PG 23 |
| Instrument Date | Nov 19, 2024 |
| Instrument | 2024-0034747 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 CINNAMINSON ST, RIVERTON, NJ 08077 |
| Investor | Possibly a Property Investor |
| Document Number | 0000034748 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 2024-0034748 |
| Name | GROUNDFLOOR CREDIT 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 22, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 09, 2022 |
| Property Address | 120 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000866091 |
| Map Reference | VOL 15 PG 35 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-0866091 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1365 LA GRANADA DR, THOUSAND OAKS, CA 91362-2141 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 20, 2021 |
| Property Address | 120 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 20210835279 |
| Map Reference | MB 6 PG 23 |
| Instrument Date | Aug 15, 2021 |
| Instrument | 2021-0835279 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 20, 2021 |
| Property Address | 120 HARVARD AVE, ELYRIA, OH 44035-6040 |
| Document Number | 0000835279 |
| Map Reference | MB 6 PG 23 |
| Instrument Date | Aug 15, 2021 |
| Instrument | 2021-0835279 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000835739 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021-0835739 |
| Name | DLP LENDING FUND LLC |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,126.00 (+1.46%) | $63,220 (-0.01%) Land $7,790 Building $55,430 | $180,640 (-) Land $22,260 Building $158,380 |
| 2024 | $3,081.00 (+18.64%) | $63,224 (+35.92%) Land $7,791 Building $55,433 | $180,640 (+35.92%) Land $22,260 Building $158,380 |
| 2023 | $2,597.00 (+0.35%) | $46,515 (-0.01%) Land $7,980 Building $38,535 | $132,900 (-) Land $22,800 Building $110,100 |
| 2022 | $2,588.00 | $46,520 Land $7,980 Building $38,540 | |
| 2021 | $132,900 Land $22,800 Building $110,100 |
120 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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