120 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 120 Harvard Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms4 Beds
Bathrooms2 Baths
Architecture StyleTraditional
Year BuiltBuilt 1950
Square Footage1,831 sqft Total Area
Lot Size6,534 sqft (0.15 acres)
GarageDetached, 400 sqft
Tax Bill$3,126.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-005-101-025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,831 sqft Total Area
1st Floor1,193 sqft 1st Floor
2nd Floor638 sqft 2nd Floor
Family RoomFamily Room
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1950
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width135 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage

Exterior Amenities

Deck Area32 sqft Deck
Patio Area32 sqft Patio
PorchOpen Porch
Porch Area85 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address120 HARVARD AVE
CityELYRIA
StateOH
Zip44035-6040
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionE HTS 50 X 135
Legal SubdivisionEASTERN HEIGHTS LAND COS SUBDIVISION #1
Legal Tract25
Legal Block101
Legal Lot Number66
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1011
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-005-101-025

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address6545 MARKET AVE N # 100, 100, CANTON, OH 44721-2430
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Warranty Deed, Transfer · Commercial Mortgage
COMMERCIAL LENDER LLC
Nov 26, 2024Warranty Deed, Transfer · Commercial Mortgage
GROUNDFLOOR CREDIT 1 LLC
Mar 09, 2022Warranty Deed, Transfer
Aug 20, 2021Warranty Deed, Transfer
MILLER HOME TITLE
Aug 20, 2021Warranty Deed, Construction Loan · Building or Construction Mortgage
DLP LENDING FUND LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2025
Deed SaleDec 10, 2025
Prior SaleNov 26, 2024 · Amount on Record
Deed Doc Number2025-0078414
Record RefreshedJun 08, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateDec 10, 2025
Property Address120 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000078414
Map ReferenceVOL 6 PG 23
Instrument DateDec 05, 2025
Instrument2025-0078414
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyMILLER HOME TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6545 MARKET AVE N # 100, 100, CANTON, OH 44721-2430

Mortgage

Document Number0000078415
DateDec 10, 2025
Instrument2025-0078415
Lender
NameCOMMERCIAL LENDER LLC
TypeMortgage Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateNov 26, 2024
Property Address120 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000034747
Map ReferenceVOL 6 PG 23
Instrument DateNov 19, 2024
Instrument2024-0034747
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address314 CINNAMINSON ST, RIVERTON, NJ 08077
InvestorPossibly a Property Investor

Mortgage

Document Number0000034748
DateNov 26, 2024
Instrument2024-0034748
Lender
NameGROUNDFLOOR CREDIT 1 LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueNov 22, 2025

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 09, 2022
Property Address120 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000866091
Map ReferenceVOL 15 PG 35
Instrument DateFeb 22, 2022
Instrument2022-0866091
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1365 LA GRANADA DR, THOUSAND OAKS, CA 91362-2141

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 20, 2021
Property Address120 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number20210835279
Map ReferenceMB 6 PG 23
Instrument DateAug 15, 2021
Instrument2021-0835279
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 20, 2021
Property Address120 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000835279
Map ReferenceMB 6 PG 23
Instrument DateAug 15, 2021
Instrument2021-0835279
Transaction TypeConstruction Loan
Record UpdatedMar 23, 2026
Title CompanyMILLER HOME TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000835739
DateAug 20, 2021
Instrument2021-0835739
Lender
NameDLP LENDING FUND LLC
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,126.00 (+1.46%)$63,220 (-0.01%) Land $7,790 Building $55,430$180,640 (-) Land $22,260 Building $158,380
2024$3,081.00 (+18.64%)$63,224 (+35.92%) Land $7,791 Building $55,433$180,640 (+35.92%) Land $22,260 Building $158,380
2023$2,597.00 (+0.35%)$46,515 (-0.01%) Land $7,980 Building $38,535$132,900 (-) Land $22,800 Building $110,100
2022$2,588.00$46,520 Land $7,980 Building $38,540
2021$132,900 Land $22,800 Building $110,100

Flood & Wildfire

120 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Harvard Ave

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