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124 Harvard Ave, Elyria, OH 44035 Property Records

Lorain County property record for 124 Harvard Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1960
Square Footage1,560 sqft Living Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$118,000 (2019)
Tax Bill$2,546.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-25-005-101-026

Interior

Bedrooms4 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,560 sqft Living Area
1st Floor888 sqft 1st Floor
2nd Floor672 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1960
Architectural StyleTraditional Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Lot Area6,534 sqft (0.15 acres)
Depth X Width135 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area272 sqft Garage

Exterior Amenities

Deck Area96 sqft Deck
Patio Area96 sqft Patio
PorchOpen Porch
Porch Area192 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address124 HARVARD AVE
CityELYRIA
StateOH
Zip44035-6040
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEASTERN HTS 50 X 135
Legal SubdivisionEASTERN HEIGHTS SUBDIVISION #1
Legal Tract25
Legal Block101
Legal Lot Number67
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1011
Census Tract71100

Owner

Source: Lorain County records · APN 06-25-005-101-026

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address124 HARVARD AVE, ELYRIA, OH 44035-6040
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Nov 16, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MTG
Mar 11, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC
Aug 03, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Sep 26, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleAug 03, 2018 · Amount on Record
Deed Doc Number2019001158
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address124 HARVARD AVE, ELYRIA, OH 44035-6040
Transaction TypeMortgage
Record UpdatedJun 02, 2026
Title CompanyRIT COAST TITLE, TRI COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000933605
DateOct 24, 2023
Instrument2023-0933605
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address124 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000790433
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedDec 02, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 HARVARD AVE ELYRIA OH 440356040, ELYRIA, OH 44035-6040

Mortgage

Document Number0000790433
DateNov 24, 2020
Instrument790433
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 23, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateMar 11, 2019
Property Address124 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000706933
Map ReferenceVOL 6 PG 23
Instrument DateMar 08, 2019
Instrument2019-0706933
Transaction TypeTransfer
Record UpdatedApr 29, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 HARVARD AVE, ELYRIA, OH 44035-6040

Mortgage

Document Number0000706934
DateMar 11, 2019
Instrument2019-0706934
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateAug 03, 2018
Property Address124 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000682495
Instrument DateAug 01, 2018
Instrument682495
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$156.80
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address124 HARVARD AVE ELYRIA OH 440356040, ELYRIA, OH 44035-6040

September 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionLORAIN OH
Recording DateSep 26, 2017
Property Address124 HARVARD AVE, ELYRIA, OH 44035-6040
Document Number0000645595
Instrument DateAug 31, 2017
Instrument645595
Transaction TypeForeclosure
Record UpdatedOct 18, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$208.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address124 HARVARD AVE ELYRIA OH 440356040, ELYRIA, OH 44035-6040
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,546.00$54,070 (+%) Land $7,790 Building $46,280$154,480 (-) Land $22,260 Building $132,220
2024$2,546.00 (+6.66%)$54,068 (+23.41%) Land $7,791 Building $46,277$154,480 (+23.42%) Land $22,260 Building $132,220
2023$2,387.00 (+0.38%)$43,810 (-) Land $7,980 Building $35,830$125,170 (-) Land $22,800 Building $102,370
2022$2,378.00$43,810 Land $7,980 Building $35,830
2021$125,170 Land $22,800 Building $102,370

Flood & Wildfire

124 Harvard Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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