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128 Gulfside Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 128 Gulfside Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,591 sqft · built 1989
Lot Size0.325 acres (14,158 sqft)
Owner2 Individual Names on Record
Last Sale$2,500,000 (Oct 2020)
Tax Bill$26,605 (2024)
Deeds & MortgagesNov 2020 Transfer
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN00410502-020220

Property Details

APN / Parcel Number

Primary APN00410502-020220
Alternative APNs
  • 13633700410502020220
  • 8566085

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,591 sqft Living Area
1st Floor Area1,620 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2018
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeReinforced Concrete
Roof MaterialOther
Lot Area14,158 sqft (0.325 acres)
Lot Dimensions108 ft deep x 80 ft wide
Garage TypeCarport
CarportCarport
Carport Area324 sqft

Exterior Amenities

Pool TypePublic / Commercial Pool
PorchOpen Porch
Porch Area1,366 sqft
Patio Area360 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number8566085
Old Parcel Number13633700410502020220
Street Address128 GULFSIDE DR
CityISLAMORADA
StateFL
Zip33036-3318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 35 LT 8 AND ADJ PARCEL FIRST REVISION TO VENETIAN SHORES PLAT NO 6 PB7-18 OR844-986/1021 OR831-1594 OR1320-2052
Legal Range37E
Legal Township63S
Legal Section13
Legal SubdivisionVENETIAN SHORES 1ST REV PLAT 6
Legal Block35
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2010
Census Tract970800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12550 PINE NEEDLE LN, PINECREST, FL 33156-5643
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Correction Deed
ATTORNEY ONLY
Oct 6, 2020Deed of Trust, Mortgage
UBS BK USA
Oct 7, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
May 23, 2018Quit Claim Deed, Transfer
CORAL REEF TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2020 · Amount on Record
Deed SaleOct 7, 2020 · Amount on Record
Prior SaleOct 31, 2013
Deed Document Number2285099
Deed Book / Page3048 / 2398
Record UpdatedJun 8, 2026

November 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionMONROE FL
Recording DateNov 23, 2020
Property Address128 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0030581227
Book / Page003058 / 001227
Instrument DateNov 23, 2020
Instrument2292042
Record UpdatedDec 18, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12550 PINE NEEDLE LN PINECREST FL 331565643, PINECREST, FL 33156-5643

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address128 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0030482401
Instrument DateOct 6, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12550 PINE NEEDLE LN PINECREST FL 331565643, PINECREST, FL 33156-5643

Mortgage

Document Number0030482401
DateOct 7, 2020
Book Page003048/002401
Instrument2285100
Lender
NameUBS BK USA
TypeBank
Address299 S MAIN ST # 2275, SALT LAKE CITY, UT 84111-2370
Agreement
AmountAmount Recorded
Term360 Months
DueOct 6, 2050
Interest
Rate TypeAdjustable Rate
Rate2.62%

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 7, 2020
Property Address128 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0030482398
Book / Page003048 / 002398
Instrument DateSep 26, 2020
Instrument2285099
Transaction TypeTransfer
Record UpdatedOct 28, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 924 SOUTH ORLEANS MA 026620924, SOUTH ORLEANS, MA 02662-0924

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 23, 2018
Property Address128 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0029080716
Book / Page002908 / 000716
Instrument DateMay 23, 2018
Instrument2170486
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyCORAL REEF TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 924 SOUTH ORLEANS MA 026620924, SOUTH ORLEANS, MA 02662-0924

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,237,742 (+27.26%) Land $2,645,546 Building $1,592,196$4,237,742 (+27.26%) Land $2,645,546 Building $1,592,196
2024$26,605.00 (+7.29%)
2023$24,798.00 (+15.98%)$3,330,070 (+31.87%) Land $2,403,672 Building $926,398$3,330,070 (+31.87%) Land $2,403,672 Building $926,398
2022$21,381.00$2,525,309 Land $1,587,348 Building $937,961$2,525,309 Land $1,587,348 Building $937,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 296 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies496 units insured
incl. 200 condo units
Nearby Flood Claims98 (1988–2017)
Claims Outside the SFHA4 of 98
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Hurricane Wilma, Oct 2005 · 43 claims
  • Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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