Monroe County property record for 108 Gulfside Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,332 sqft · built 1998 |
| Lot Size | 0.293 acres (12,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,325,000 (Oct 2018) |
| Tax Bill | $21,093 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00410502-020170 |
| Primary APN | 00410502-020170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,332 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,798 sqft (0.293 acres) |
| Lot Dimensions | 110 ft deep x 80 ft wide |
| Garage Area | 432 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 946 sqft |
| Patio Area | 1,600 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 8566026 |
|---|---|
| Old Parcel Number | 13633700410502020170 |
| Street Address | 108 GULFSIDE DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3318 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 35 LT 3 FIRST REVISION TO VENETIAN SHORES PLAT NO 6 PB7-18 OR834-2193 OR844-986/1021DEC OR933-2482/83 OR978-1965 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 13 |
| Legal Subdivision | VENETIAN SHORES 1ST REV PLAT 6 |
| Legal Block | 35 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970800 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10718 OLD COLCHESTER RD, LORTON, VA 22079-3611 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Unknown FIRST HORIZON BANK |
| Oct 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC |
| Feb 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ISLAND EQUITY R/E |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2018 · Amount on Record |
| Deed Sale | Oct 22, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2004 · Amount on Record |
| Deed Document Number | 2191520 |
| Deed Book / Page | 2932 / 1964 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 108 GULFSIDE DR, ISLAMORADA, FL 33036-3318 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10718 OLD COLCHESTER RD, LORTON, VA 22079-3611 |
| Document Number | 0031041929 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 3104/1929 |
| Instrument | 2324786 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38103 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 22, 2018 |
| Property Address | 108 GULFSIDE DR, ISLAMORADA, FL 33036-3318 |
| Document Number | 0029321964 |
| Book / Page | 2932 / 1964 |
| Map Reference | MB7 PG18 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 2191520 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10718 OLD COLCHESTER RD, LORTON, VA 22079-3611 |
| Document Number | 0002191521 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2191521 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 108 GULFSIDE DR, ISLAMORADA, FL 33036-3318 |
| Document Number | 0028901607 |
| Book / Page | 002890 / 001607 |
| Instrument Date | Feb 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 GULFSIDE DR ISLAMORADA FL 330363318, ISLAMORADA, FL 33036-3318 |
| Document Number | 0028901607 |
|---|---|
| Date | Feb 6, 2018 |
| Book Page | 002890/001607 |
| Instrument | 2154206 |
| Name | ISLAND EQUITY R/E |
|---|---|
| Type | Funding / Finance Company |
| Address | TAVERNIER, FL 33070 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 5, 2020 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,074,300 (+9.71%) Land $2,679,650 Building $394,650 | $3,074,300 (+9.71%) Land $2,679,650 Building $394,650 | |
| 2024 | $21,093.00 (+7.95%) | ||
| 2023 | $19,539.00 (+19.42%) | $2,802,231 (+41.49%) Land $2,434,658 Building $367,573 | $2,802,231 (+41.49%) Land $2,434,658 Building $367,573 |
| 2022 | $16,362.00 | $1,980,558 Land $1,607,810 Building $372,748 | $1,980,558 Land $1,607,810 Building $372,748 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 296 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 496 units insured incl. 200 condo units |
| Nearby Flood Claims | 98 (1988–2017) |
| Claims Outside the SFHA | 4 of 98 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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