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116 Gulfside Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 116 Gulfside Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,158 sqft · built 1987
Lot Size0.202 acres (8,800 sqft)
Owner2 Company Names on Record
Last Sale$3,600,000 (Jul 2025)
Tax Bill$27,767 (2024)
Deeds & MortgagesFeb 2023 Line of Credit
Jan 2023 Line of Credit
+ 3 more
Flood ZoneZone AE (high risk)
APN00410502-020180

Property Details

APN / Parcel Number

Primary APN00410502-020180
Alternative APNs
  • 13633700410502020180
  • 8566034

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area2,158 sqft Living Area
1st Floor Area1,846 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2017
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions110 ft deep x 80 ft wide
View / LotWaterfront
Garage TypeCovered
Garage Area608 sqft

Exterior Amenities

Pool Area80 sqft
PorchOpen Porch
Porch Area868 sqft
Deck Area288 sqft
Patio Area859 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number8566034
Street Address116 GULFSIDE DR
CityISLAMORADA
StateFL
Zip33036-3318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 35 LT 4 FIRST REVISION TO VENETIAN SHORES PLAT NO 6 PB7-18 OR836-1893 OR844-986/1021DEC OR995-104 OR1087-1750 OR1107-1694/98 OR1158-908/9 OR1174-1983/85 OR2200-1030/31 OR2357-2067/2068 OR2447-962/979DEC OR3008-0181 OR3094-0870 OR3188-0308
Legal Range37E
Legal Township63S
Legal Section13
Legal SubdivisionVENETIAN SHORES 1ST REV PLAT 6
Legal Block35
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2010
Census Tract970800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 685, JEFFERSON CITY, MO 65102-0685
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
SEACOAST NATIONAL BANK
Aug 8, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 4, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
GULFSIDE PROPERTY LLC
Feb 11, 2020Warranty Deed, Transfer
116 GULFSIDE ISLAMORADA LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2025 · Amount on Record
Deed SaleJul 1, 2025 · Amount on Record
Prior SaleAug 8, 2022 · Amount on Record
Deed Document Number20252506390
Deed Book / Page3333 / 867
Prior Transfer DateFeb 10, 2020
Prior Transfer Doc0030080181
Record UpdatedJun 8, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Transaction TypeMortgage
Record UpdatedFeb 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Mortgage

Document Number0032102313
DateFeb 2, 2023
Book Page3210/2313
Instrument2405651
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 4, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Transaction TypeMortgage
Record UpdatedFeb 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Mortgage

Document Number0032081610
DateJan 18, 2023
Book Page3208/1610
Instrument2403711
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeLine of Credit
AmountAmount Recorded
Term168 Months
DueJan 4, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 8, 2022
Property Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0031880308
Book / Page3188 / 308
Map ReferenceMB 7 PG 18
Instrument DateAug 4, 2022
Instrument2386748
Transaction TypeTransfer
Record UpdatedSep 5, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$24,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address116 GULFSIDE DR, 116, ISLAMORADA, FL 33036-3318

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Mortgage

Document Number0003188310
DateAug 8, 2022
Instrument3188/310
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 4, 2021
Property Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0030940870
Book / Page3094 / 870
Map ReferenceMB 7 PG 18
Instrument DateApr 15, 2021
Instrument2317474
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1298, ISLAMORADA, FL 33036-1298

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318

Mortgage

Document Number3094872
DateMay 4, 2021
Instrument3094/872
Lender
NameGULFSIDE PROPERTY LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 11, 2020
Property Address116 GULFSIDE DR, ISLAMORADA, FL 33036-3318
Document Number0030080181
Book / Page003008 / 000181
Instrument DateFeb 10, 2020
Instrument2255467
Transaction TypeTransfer
Record UpdatedMar 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1298 ISLAMORADA FL 330361298, ISLAMORADA, FL 33036-1298

Mortgage

Document Number30080183
DateFeb 11, 2020
Book Page003008/000183
Instrument2255468
Lender
Name116 GULFSIDE ISLAMORADA LLC
Address1145 TOWNPARK AVE # 2201, LAKE MARY, FL 32746-4789
Agreement
AmountAmount Recorded
Term36 Months
DueFeb 10, 2023
Interest
Rate5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityIslamorada, Village Of Islands
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,173,683 (+5.99%)$3,262,935 (+8.97%) Land $2,679,650 Building $583,285
2024$27,767.00 (+0.67%)
2023$27,582.00 (+33.32%) Homeowner's exemption$2,994,409 (+37.92%) Land $2,434,658 Building $559,751$2,994,409 (+37.92%) Land $2,434,658 Building $559,751
2022$20,688.00$2,171,137 Land $1,607,810 Building $563,327$2,171,137 Land $1,607,810 Building $563,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 296 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies496 units insured
incl. 200 condo units
Nearby Flood Claims98 (1988–2017)
Claims Outside the SFHA4 of 98
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 25 claims
  • Hurricane Wilma, Oct 2005 · 43 claims
  • Hurricane Georges, Sep 1998 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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