Monroe County property record for 128 E Shore Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,662 sqft · built 1968 |
| Lot Size | 0.97 acres (42,263 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,530,000 (May 2013) |
| Tax Bill | $16,316 (2024) |
| Deeds & Mortgages | Jan 2023 Line of Credit |
| Flood Zone | Zone VE (high risk) |
| APN | 00522900-000000 |
| Primary APN | 00522900-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| 1st Floor Area | 2,532 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Other |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 42,263 sqft (0.97 acres) |
| Lot Dimensions | 340 ft deep x 75 ft wide |
| Garage Type | Mixed |
| Carport | Carport |
| Carport Area | 1,140 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,502 sqft |
| Patio Area | 3,390 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1642177 |
|---|---|
| Old Parcel Number | 28613900522900000000 |
| Street Address | 128 E SHORE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 4 LOT 9 BUTTONWOOD SHORES PB3-3 KEY LARGO AND ADJ BAY BOTTOM OR287-384 OR301-124(II DEED 23586) OR403-767/768 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | BUTTONWOODS SHORES |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 128 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 22, 2013 · Amount on Record |
| Deed Sale | May 22, 2013 · Amount on Record |
| Prior Sale | Sep 22, 2004 · Amount on Record |
| Deed Document Number | 1934374 |
| Deed Book / Page | 2630 / 0429 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 128 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 128 E SHORE DR, KEY LARGO, FL 33037-2422 |
| Document Number | 0032071493 |
|---|---|
| Date | Jan 9, 2023 |
| Book Page | 3207/1493 |
| Instrument | 2402790 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | HOMESTEAD, FL 33030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,061,208 (+5.99%) | $3,130,967 (+2.1%) Land $1,973,640 Building $1,157,327 | |
| 2024 | $16,316.00 (+2.78%) | ||
| 2023 | $15,875.00 (+18.14%) Homeowner's exemption | $1,944,775 (+14.61%) | $3,066,656 (+4.15%) Land $1,949,021 Building $1,117,635 |
| 2022 | $13,437.00 Homeowner's exemption | $1,696,879 | $2,944,406 Land $1,969,537 Building $974,869 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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