122 E Shore Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 122 E Shore Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,528 sqft · built 1994
Lot Size	0.499 acres (21,750 sqft)
Owner	Company Name on Record
Tax Bill	$20,853 (2024)
Deeds & Mortgages	Jun 2020 Sale Jun 2020 Sale
Flood Zone	Zone VE (high risk)
APN	`00522930-000000`

Property Details

APN / Parcel Number

Primary APN	`00522930-000000`
Alternative APNs	`28613900522930000000` `1642207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,528 sqft Living Area
1st Floor Area	1,835 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	21,750 sqft (0.499 acres)
Lot Dimensions	290 ft deep x 75 ft wide
View / Lot	Waterfront
Garage Type	Covered
Garage Area	1,178 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	2,559 sqft
Patio Area	96 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1642207
Street Address	122 E SHORE DR
City	KEY LARGO
State	FL
Zip	33037-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 LT 12 BUTTONWOOD SHORES PB3-3 KEY LARGO & ADJ BAY BTM OR172-149 OR234-472(II DEED 22926) OR531-783/784 OR923-706Q/C OR923-1890 & 1894Q/C OR1061-315/345TRUST OR1304-1932 OR3029-0280 OR3029-0281
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	BUTTONWOODS SHORES
Legal Block	4
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1001
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	122 E SHORE DR, KEY LARGO, FL 33037-2422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 29, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2020
Deed Sale	Jun 29, 2020
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	20202271206
Deed Book / Page	3029 / 281
Prior Transfer Date	Apr 25, 1994
Prior Transfer Doc	1304001932
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 29, 2020
Property Address	122 E SHORE DR, KEY LARGO, FL 33037
Document Number	0030290280
Book / Page	003029 / 000280
Instrument Date	Jun 25, 2020
Instrument	2271205
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$12,599.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16480 N RIVER RD PEMBERVILLE OH 434509307, PEMBERVILLE, OH 43450-9307

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 29, 2020
Property Address	122 E SHORE DR, KEY LARGO, FL 33037
Document Number	0030290281
Book / Page	003029 / 000281
Instrument Date	Jun 25, 2020
Instrument	2271206
Transaction Type	Transfer
Record Updated	Jul 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	16480 N RIVER RD PEMBERVILLE OH 434509307, PEMBERVILLE, OH 43450-9307

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,604,951 (+3.01%) Land $1,830,833 Building $774,118	$2,604,951 (+3.01%) Land $1,830,833 Building $774,118
2024	$20,853.00 (+1.67%)
2023	$20,511.00 (+35.84%) Homeowner's exemption	$2,528,773 (+9.68%) Land $1,807,996 Building $720,777	$2,528,773 (+9.68%) Land $1,807,996 Building $720,777
2022	$15,099.00	$2,305,585 Land $1,827,027 Building $478,558	$2,305,585 Land $1,827,027 Building $478,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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