Monroe County property record for 124 E Shore Dr, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1972 |
| Lot Size | 0.479 acres (20,850 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $890,000 (Jul 2013) |
| Tax Bill | $6,266 (2024) |
| Flood Zone | Zone VE (high risk) |
| APN | 00522920-000000 |
| Primary APN | 00522920-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,099 sqft Living Area |
| 1st Floor Area | 1,763 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 20,850 sqft (0.479 acres) |
| Lot Dimensions | 295 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 1,409 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 737 sqft |
| Deck Area | 1,200 sqft |
| Patio Area | 2,880 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1642193 |
|---|---|
| Street Address | 124 E SHORE DR |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2422 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 11 BUTTONWOOD SHORES PB3-3 KEY LARGO AND ADJ BAY BTM OR64-440 OR165-503 OR246-118(II DEED 23031) OR449-647 OR1061-315/45 OR1259-643 OR1259-644/46 OR1488-557/59 OR2622-2161/63C/T OR2638-1760/75 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 28 |
| Legal Subdivision | BUTTONWOODS SHORES |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 371595, KEY LARGO, FL 33037-1595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2013 · Amount on Record |
| Deed Sale | Jul 10, 2013 · Amount on Record |
| Prior Sale | Apr 12, 2013 |
| Deed Document Number | 20131940960 |
| Deed Book / Page | 2638 / 1760 |
| Prior Transfer Date | Apr 25, 1994 |
| Prior Transfer Doc | 1304001933 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $749,343 (+5.99%) | $2,209,607 (+1.26%) Land $1,780,154 Building $429,453 | |
| 2024 | $6,266.00 (+3.55%) | ||
| 2023 | $6,051.00 (+6.08%) Homeowner's exemption | $707,015 (+3%) | $2,182,020 (-0.54%) Land $1,757,949 Building $424,071 |
| 2022 | $5,704.00 Homeowner's exemption | $686,423 | $2,193,804 Land $1,776,453 Building $417,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 177 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 204 units insured incl. 27 condo units |
| Nearby Flood Claims | 50 (1984–2025) |
| Claims Outside the SFHA | 8 of 50 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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