Carver County property record for 128 E Main St, Waconia, MN 55387
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.75 ba · 1,674 sqft · built 1925 |
| Lot Size | 0.158 acres (6,882 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,215 (Sep 2002) |
| Tax Bill | $4,004 (2026) |
| Deeds & Mortgages | Feb 2026 Second Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-0504050 |
| Primary APN | 75-0504050 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,674 sqft Finished Area |
| Gross Area | 2,553 sqft |
| 1st Floor Area | 912 sqft |
| Basement Area | 537 sqft |
| Finished Basement | 537 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 6,882 sqft (0.158 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 252 sqft |
| Deck Area | 208 sqft |
| Utility Building | 80 sqft |
| Heating System | Hot Water |
|---|
| Street Address | 128 E MAIN ST |
|---|---|
| City | WACONIA |
| State | MN |
| Zip | 55387-1115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 007 BLOCK 040 & LOT 8 |
| Legal Range | 025 |
| Legal Township | 116 |
| Legal Section | 13 |
| Legal Subdivision | CITY LOTS OF WACONIA |
| Legal Block | 40 |
| Legal Lot Number | 7 |
| Jurisdiction | CARVER MN |
| Township / Civil Division | WACONIA |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 90303 |
Source: Carver County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 128 E MAIN ST, WACONIA, MN 55387-1115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 1, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Oct 23, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Dec 22, 2016 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2002 · Amount on File |
| Deed Sale | Sep 23, 2002 · Amount on File |
| Deed Document Number | 200256910 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 128 E MAIN ST, WACONIA, MN 55387-1115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2026 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC RESIDENT |
| Name | Verified Name |
|---|---|
| Address | 128 E MAIN ST, WACONIA, MN 55387-1115 |
| Document Number | 000A796335 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | A796335 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 128 E MAIN ST, WACONIA, MN 55387-1115 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 000A747181 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | A747181 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 128 E MAIN ST, WACONIA, MN 55387-1115 |
| Document Number | 0000709115 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 MAIN ST WACONIA MN 55387, WACONIA, MN 55387 |
| Document Number | 0000709115 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 709115 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 29, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARVER MN |
| Property Address | 128 E MAIN ST, WACONIA, MN 55387-1115 |
| Document Number | 0000639642 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 128 E MAIN ST WACONIA MN 553871115, WACONIA, MN 55387-1115 |
| Document Number | 0000639642 |
|---|---|
| Date | Jan 6, 2017 |
| Instrument | 639642 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 5, 2037 |
Source: Carver County assessment roll, as of August 14, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carver County |
| Municipality | Waconia City |
| Unified School District | Waconia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,004.00 (+12.79%) Homeowner's exemption | $335,500 (+3.49%) Land $125,000 Building $210,500 | $335,500 (+3.49%) Land $125,000 Building $210,500 |
| 2025 | $324,200 (+6.5%) Land $100,000 Building $224,200 | $324,200 (+6.5%) Land $100,000 Building $224,200 | |
| 2024 | $3,550.00 (-8.55%) Homeowner's exemption | $304,400 (+1.84%) Land $80,000 Building $224,400 | $304,400 (+1.84%) Land $80,000 Building $224,400 |
| 2023 | $3,882.00 Homeowner's exemption | $298,900 Land $80,000 Building $218,900 | $298,900 Land $80,000 Building $218,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Waconia serves 13,277 people · EPA ID MN1100010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 10 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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