40 E Main St, Waconia, MN 55387 Property Records

Carver County property record for 40 E Main St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 962 sqft · built 1900
Lot Size	0.158 acres (6,882 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (May 2024)
Tax Bill	$4,928 (2026)
Deeds & Mortgages	Oct 2026 Mortgage May 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`75-0503940`

Property Details

APN / Parcel Number

Primary APN	`75-0503940`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	962 sqft Finished Area
Gross Area	1,150 sqft
1st Floor Area	648 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,882 sqft (0.158 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	40 E MAIN ST
City	WACONIA
State	MN
Zip	55387-1113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 005 BLOCK 039 & LOT 6
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	CITY LOTS OF WACONIA
Legal Block	39
Legal Lot Number	5
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2018
Census Tract	90303

Owner

Source: Carver County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 E MAIN ST, WACONIA, MN 55387-1113
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITY BANK
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 5, 2020	Deed of Trust, Mortgage · Conventional with PMI PROSPERITY HM MTG
Apr 14, 2020	Quit Claim Deed, Transfer EDINA REALTY TITLE
Nov 2, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MTG & EQUITY CNSLTS I
Jun 12, 2017	Grant Deed, Transfer · Conventional Mortgage BAY EQUITY
Jun 12, 2017	Quit Claim Deed, Transfer TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	May 13, 2024 · Amount on Record
Deed Document Number	2024773029
Prior Transfer Date	Jun 2, 2017
Prior Transfer Doc	000A646745
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Recording Date	Oct 9, 2026
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	0000806560
Instrument Date	Oct 1, 2026
Instrument	2026806560
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	BURNET TITLE LLC, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company, 103

Mortgage

Document Number	0000806560,
Date	Oct 9, 2026
Instrument	2026806560

Lender

Name	UNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 20, 2031

Interest

Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	May 18, 2021
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	000A725017
Instrument Date	May 7, 2021
Instrument	A725017
Transaction Type	Transfer
Record Updated	Aug 4, 2021
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.33
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40 E MAIN ST, WACONIA, MN 55387-1113
Investor	Possibly a Property Investor

Mortgage

Document Number	000A725018
Date	May 18, 2021
Instrument	A725018

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARVER MN
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	0000699309
Instrument Date	Jun 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	EDINA REALTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 E MAIN ST WACONIA MN 553871113, WACONIA, MN 55387-1113

Mortgage

Document Number	0000699309
Date	Jul 6, 2020
Instrument	699309

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARVER MN
Recording Date	Apr 14, 2020
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	0000693970
Instrument Date	Apr 2, 2020
Instrument	693970
Transaction Type	Transfer
Record Updated	Jun 24, 2020
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 E MAIN ST WACONIA MN 553871113, WACONIA, MN 55387-1113

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Nov 2, 2018
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	0000669567
Instrument Date	Oct 19, 2018
Instrument	669567
Transaction Type	Transfer
Record Updated	Dec 3, 2018
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$795.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 E MAIN ST WACONIA MN 553871113, WACONIA, MN 55387-1113

Mortgage

Document Number	669568
Date	Nov 2, 2018
Instrument	669568

Lender

Name	AMERICAN MTG & EQUITY CNSLTS I
Type	Mortgage Company
Address	BLOOMINGTON, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARVER MN
Recording Date	Jun 12, 2017
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	0000646744
Instrument Date	Jun 2, 2017
Instrument	646744
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 E MAIN ST WACONIA MN 553871113, WACONIA, MN 55387-1113

Mortgage

Document Number	646746
Date	Jun 12, 2017
Instrument	646746

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARVER MN
Recording Date	Jun 12, 2017
Property Address	40 E MAIN ST, WACONIA, MN 55387-1113
Document Number	0000646745
Instrument Date	Jun 2, 2017
Instrument	646745
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	40 E MAIN ST WACONIA MN 553871113, WACONIA, MN 55387-1113

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,928.00 (+52.29%)	$314,700 (+4.93%) Land $125,000 Building $189,700	$314,700 (+4.93%) Land $125,000 Building $189,700
2025		$299,900 (+7.15%) Land $100,000 Building $199,900	$299,900 (+7.15%) Land $100,000 Building $199,900
2024	$3,236.00 (+2.86%) Homeowner's exemption	$279,900 (+1.86%) Land $80,000 Building $199,900	$279,900 (+1.86%) Land $80,000 Building $199,900
2023	$3,146.00 Homeowner's exemption	$274,800 Land $80,000 Building $194,800	$274,800 Land $80,000 Building $194,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

40 E Main St, Waconia, MN 55387 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Main St

Nearby Streets

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