104 E Main St, Waconia, MN 55387 Property Records

Carver County property record for 104 E Main St, Waconia, MN 55387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,175 sqft · built 1924
Lot Size	0.237 acres (10,324 sqft)
Owner	Individual Name on File
Last Sale	$454,618 (Dec 2020)
Tax Bill	$5,496 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-0504070`

Property Details

APN / Parcel Number

Primary APN	`75-0504070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,175 sqft Finished Area
Gross Area	2,092 sqft
1st Floor Area	1,221 sqft
Basement Area	734 sqft
Unfinished Basement	734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Frame
Lot Area	10,324 sqft (0.237 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	18 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	104 E MAIN ST
City	WACONIA
State	MN
Zip	55387-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 13 TOWNSHIP 116 RANGE 025 CITY LOTS OF WACONIA LOT 013 BLOCK 040 & LOTS 14 & 15
Legal Range	025
Legal Township	116
Legal Section	13
Legal Subdivision	CITY LOTS OF WACONIA
Legal Block	40
Legal Lot Number	13
Jurisdiction	CARVER MN
Township / Civil Division	WACONIA
Census Block Group	2
Census Block	2017
Census Tract	90303

Owner

Source: Carver County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	104 E MAIN ST, WACONIA, MN 55387-1115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Deed Document Number	2020711792
Last Transfer Date	Sep 10, 2024
Transfer Doc	000A777159
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARVER MN
Recording Date	Dec 2, 2020
Property Address	104 E MAIN ST, WACONIA, MN 55387-1115
Document Number	0000711792
Instrument Date	Sep 29, 2020
Instrument	711792
Transaction Type	Transfer
Record Updated	Feb 1, 2021
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 E MAIN ST WACONIA MN 553871115, WACONIA, MN 55387-1115

Mortgage

Document Number	711793
Date	Dec 2, 2020
Instrument	711793

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Carver County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carver County
Municipality	Waconia City
Unified School District	Waconia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,496.00 (+42.75%) Homeowner's exemption	$507,300 (+0.69%) Land $125,000 Building $382,300	$507,300 (+0.69%) Land $125,000 Building $382,300
2025		$503,800 (+3.13%) Land $100,000 Building $403,800	$503,800 (+3.13%) Land $100,000 Building $403,800
2024	$3,850.00 (-41.35%) Homeowner's exemption	$488,500 (+5.03%) Land $80,000 Building $408,500	$488,500 (+5.03%) Land $80,000 Building $408,500
2023	$6,564.00 Homeowner's exemption	$465,100 Land $80,000 Building $385,100	$465,100 Land $80,000 Building $385,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waconia serves 13,277 people · EPA ID MN1100010
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	10 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20