128 E Main St, Howard, PA 16841 Property Records

Centre County property record for 128 E Main St, Howard, PA 16841 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,549 sqft · built 1924
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Apr 1990)
Tax Bill	$2,128 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Nov 2014 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`27-001-,031-,0000`

Property Details

APN / Parcel Number

Primary APN	`27-001-,031-,0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,549 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 E MAIN ST
City	HOWARD
State	PA
Zip	16841-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	CENTRE PA
Township / Civil Division	HOWARD
Census Block Group	3
Census Block	3009
Census Tract	10100

Owner

Source: Centre County records · APN 27-001-,031-,0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	301 KIFER RD, BELLEFONTE, PA 16823-7103
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Deed of Trust, Mortgage · Line of Credit THE JUNIATA VALLEY BANK
Nov 06, 2014	Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK
Jun 01, 2011	Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK
Jun 28, 2007	Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK
Jun 10, 2016	Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK
Nov 06, 2014	Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK
Jun 01, 2011	Deed of Trust, Mortgage · Commercial Mortgage THE JUNIATA VALLEY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 1990 · Amount on Record
Deed Sale	Apr 06, 1990 · Amount on Record
Deed Book / Page	520 / 1148
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002304/711
Date	Mar 24, 2023
Book Page	2304/711

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02152/0984
Date	Nov 06, 2014
Book Page	2152/0984

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02080/0682
Date	Jun 01, 2011
Book Page	2080/0682

Lender

Name	THE JUNIATA VALLEY BANK
Address	STATE COLLEGE, PA 16801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01990/0787
Date	Jun 28, 2007
Book Page	1990/0787

Lender

Name	THE JUNIATA VALLEY BANK
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02181/0938
Date	Jun 10, 2016
Book Page	2181/0938

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02152/0986
Date	Nov 06, 2014
Book Page	2152/0986

Lender

Name	THE JUNIATA VALLEY BANK
Type	Bank
Address	MIFFLINTOWN, PA 17059

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CENTRE PA
Property Address	128 E MAIN ST, HOWARD, PA 16841-2210
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02080/0681
Date	Jun 01, 2011
Book Page	2080/0681

Lender

Name	THE JUNIATA VALLEY BANK
Address	STATE COLLEGE, PA 16801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Centre County
Municipality	Howard Borough
Unified School District	Bald Eagle Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,128.00 (+0.52%)	$27,925 (-) Land $5,000 Building $22,925
2025			$55,850 (-) Land $10,000 Building $45,850
2024	$2,117.00	$27,925 Land $5,000 Building $22,925
1994			$55,850 Land $10,000 Building $45,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Centre County (42027C), updated August 1, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420270101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 169 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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