122 E Main St, Howard, PA 16841 Property Records

Centre County property record for 122 E Main St, Howard, PA 16841

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details4 bd · 2 ba · 1,272 sqft · built 1955
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on Record
Last Sale$157,500 (Aug 2016)
Tax Bill$3,395 (2026)
Deeds & MortgagesAug 2016 Sale & Mortgage
May 2014 Transfer
Flood ZoneZone X (minimal risk)
APN27-001-,030-,0000

Property Details

APN / Parcel Number

Primary APN27-001-,030-,0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,272 sqft Total Area
Basement Area1,019 sqft
Finished Basement1,019 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialBlock
Lot Area20,473 sqft (0.47 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address122 E MAIN ST
CityHOWARD
StatePA
Zip16841-2232
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
JurisdictionCENTRE PA
Township / Civil DivisionHOWARD
Census Block Group3
Census Block3009
Census Tract10100

Owner

Source: Centre County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address122 E MAIN ST, HOWARD, PA 16841-2232
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2016Deed, Transfer · FHA Mortgage
MERIDIAN BANK
May 2, 2014Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2016 · Amount on Record
Deed SaleAug 5, 2016 · Amount on Record
Prior SaleJul 14, 1981 · Amount on Record
Deed Book / Page2184 / 1000
Prior Transfer DateMay 2, 2014
Prior Transfer Doc02143/0497
Record UpdatedJun 8, 2026

August 2016: Deed, Transfer

Document TypeDeed
JurisdictionCENTRE PA
Recording DateAug 5, 2016
Property Address122 E MAIN ST, HOWARD, PA 16841-2232
Document Number02184/1000
Book / Page2184 / 1000
Instrument DateJul 7, 2016
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 E MAIN ST, HOWARD, PA 16841-2232

Mortgage

Document Number0021841001
DateAug 5, 2016
Instrument2184/1001
Lender
NameMERIDIAN BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2046
Interest
Type Change DateAug 1, 2023

May 2014: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCENTRE PA
Recording DateMay 2, 2014
Property Address122 E MAIN ST, HOWARD, PA 16841-2232
Document Number02143/0497
Book / Page2143 / 0497
Instrument DateMay 2, 2014
Transaction TypeTransfer
Record UpdatedApr 13, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 111, HOWARD, PA 16841-0111

Tax Assessment & Valuation

Source: Centre County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyCentre County
MunicipalityHoward Borough
Unified School DistrictBald Eagle Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,395.00 (+0.53%)$44,540 (-) Land $7,500 Building $37,040
2025$89,080 (-) Land $15,000 Building $74,080
2024$3,377.00$44,540 Land $7,500 Building $37,040
1994$89,080 Land $15,000 Building $74,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF HOWARD
serves 1,001 people · EPA ID PA4140080
Water SourceGroundwater
Last State InspectionJul 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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