Centre County property record for 114 E Main St, Howard, PA 16841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,040 sqft · built 1921 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,235 (2026) |
| Deeds & Mortgages | Jul 2009 Mortgage Nov 2010 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-001-,029-,0000 |
| Primary APN | 27-001-,029-,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,040 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1921 |
| Exterior Material | Wood |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 114 E MAIN ST |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841-2232 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10100 |
Source: Centre County records · APN 27-001-,029-,0000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 01, 2009 | Deed of Trust, Mortgage NITTANY BANK |
| Nov 08, 2010 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL PENNSYLVANIA BANK |
| Dec 17, 2012 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL PENNSYLVANIA BANK |
| Oct 05, 2009 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL PENNSYLVANIA BANK |
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KISH BANK |
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KISH BANK |
| Jun 09, 2009 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | May 12, 2009 |
| Transfer Doc | 02036/0461 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02038/0358 |
|---|---|
| Date | Jul 01, 2009 |
| Book Page | 2038/0358 |
| Name | NITTANY BANK |
|---|---|
| Type | Bank |
| Address | STATE COLLEGE, PA 16801 |
| Amount | Amount Recorded |
|---|---|
| Term | 359 Months |
| Due | Jun 01, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2012 |
| Change Frequency | 3 Years |
| Max Rate At Change | 4.75% |
| Index | 3-Year TN |
| Max Rate | 11.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02068/0384 |
|---|---|
| Date | Nov 08, 2010 |
| Book Page | 2068/0384 |
| Name | NATIONAL PENNSYLVANIA BANK |
|---|---|
| Type | Subprime Lender |
| Address | BOYERTOWN, PA 19512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02115/0608 |
|---|---|
| Date | Dec 17, 2012 |
| Book Page | 2115/0608 |
| Name | NATIONAL PENNSYLVANIA BANK |
|---|---|
| Type | Subprime Lender |
| Address | BOYERTOWN, PA 19512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02045/0134 |
|---|---|
| Date | Oct 05, 2009 |
| Book Page | 2045/0134 |
| Name | NATIONAL PENNSYLVANIA BANK |
|---|---|
| Type | Subprime Lender |
| Address | BOYERTOWN, PA 19512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Document Number | 002281/356 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 2281/356 |
| Name | KISH BANK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, PA 17004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Document Number | 2281/356 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 2281/356 |
| Name | KISH BANK |
|---|---|
| Type | Bank |
| Address | BELLEVILLE, PA 17004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Jun 09, 2009 |
| Property Address | 114 E MAIN ST, HOWARD, PA 16841-2232 |
| Document Number | 02036/0461 |
| Book / Page | 2036 / 0461 |
| Instrument Date | May 12, 2009 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 534, HOWARD, PA 16841-0534 |
Source: Centre County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| Municipality | Howard Borough |
| Unified School District | Bald Eagle Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,235.00 (+0.53%) | $42,450 (-) Land $5,625 Building $36,825 | |
| 2025 | $84,900 (-) Land $11,250 Building $73,650 | ||
| 2024 | $3,218.00 | $42,450 Land $5,625 Building $36,825 | |
| 1994 | $84,900 Land $11,250 Building $73,650 |
Source: FEMA National Flood Hazard Layer as of August 1, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 169 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BOROUGH OF HOWARD serves 1,001 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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