128 E Elm St, Elsie, MI 48831 Property Records

Clinton County property record for 128 E Elm St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 923 sqft · built 1930
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$52,500 (May 2021)
Tax Bill	$470 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061-200-006-005-00`

Property Details

APN / Parcel Number

Primary APN	`061-200-006-005-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	923 sqft Living Area
1st Floor Area	923 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	158 ft deep x 132 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	128 E ELM ST
City	ELSIE
State	MI
Zip	48831-5109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOTS 5 & 6, BLOCK 6, VANDEUSENS ADD. TO VILLAGE OF ELSIE
Legal Subdivision	VANDEUSENS ADD
Legal Block	6
Legal Lot Number	5-6
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1027
Census Tract	10702

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 E ELM ST, ELSIE, MI 48831-5138
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Prior Sale	Apr 21, 2014 · Amount on Record
Deed Document Number	20215309439
Prior Transfer Date	Apr 30, 2021
Prior Transfer Doc	5309780
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	May 11, 2021
Property Address	128 E ELM ST, ELSIE, MI 48831-5109
Document Number	5309780
Map Reference	LB 1 G 1
Instrument Date	Apr 30, 2021
Instrument	5309780
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E ELM ST, ELSIE, MI 48831-5138

Mortgage

Document Number	5309603
Date	May 11, 2021
Instrument	5309603

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 3, 2021
Property Address	128 E ELM ST, ELSIE, MI 48831-5109
Document Number	5309439
Map Reference	LB 1 POG 1
Instrument Date	Apr 30, 2021
Instrument	5309439
Transaction Type	Transfer
Record Updated	Jun 1, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$451.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 N 2ND ST, 211, ELSIE, MI 48831-8749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E ELM ST, ELSIE, MI 48831-5138

Mortgage

Document Number	5309440
Date	May 3, 2021
Instrument	5309440

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,200 (-2.68%) Land $5,600 Building $41,600	$94,400 (-2.68%) Land $11,200 Building $83,200
2025	$470.00 (-75.17%)	$48,500 (+24.36%) Land $5,600 Building $42,900	$97,000 (+24.36%) Land $11,200 Building $85,800
2024	$1,893.00 (+11.55%)
2023	$1,697.00	$39,000	$78,000
2022	$1,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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