122 E Elm St, Elsie, MI 48831 Property Records

Clinton County property record for 122 E Elm St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,198 sqft · built 1945
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$61,000 (Sep 2021)
Tax Bill	$482 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061-200-006-007-00`

Property Details

APN / Parcel Number

Primary APN	`061-200-006-007-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
1st Floor Area	924 sqft
Basement Area	548 sqft
Unfinished Basement	492 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	158 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	122 E ELM ST
City	ELSIE
State	MI
Zip	48831-5162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 7, BLOCK 6, VANDEUSENS ADD. TO VILLAGE OF ELSIE
Legal Subdivision	VANDEUSENS ADD
Legal Block	6
Legal Lot Number	7
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1027
Census Tract	10702

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	122 E ELM ST, ELSIE, MI 48831-5162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 1, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jun 26, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2021 · Amount on Record
Deed Sale	Sep 1, 2021 · Amount on Record
Prior Sale	Jun 26, 2017 · Amount on Record
Deed Document Number	20215314791
Prior Transfer Date	Jan 7, 2008
Prior Transfer Doc	5128034
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	122 E ELM ST, ELSIE, MI 48831-5162
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E ELM ST, ELSIE, MI 48831-5162

Mortgage

Document Number	0005357925
Date	Sep 26, 2025
Instrument	5357925

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Sep 1, 2021
Property Address	122 E ELM ST, ELSIE, MI 48831-5162
Document Number	5314791
Map Reference	LB 1 PG 1
Instrument Date	Aug 2, 2021
Instrument	5314791
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 E ELM ST, 122, ELSIE, MI 48831-5162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	122 E ELM ST, KAWKAWLIN, MI 48631

Mortgage

Document Number	5314792
Date	Sep 1, 2021
Instrument	5314792

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Jun 26, 2017
Property Address	122 E ELM ST, ELSIE, MI 48831-5162
Document Number	5255447
Map Reference	LB1 PG1
Instrument Date	Jun 23, 2017
Instrument	5255447
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount Recorded
Tax	$275.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1501 ARAPAHOE ST, 1501, LINCOLN, NE 68502-4712

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6730 W JUDDVILLE RD, ELSIE, MI 48831-9439

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,400 (-4.54%) Land $3,200 Building $45,200	$96,800 (-4.54%) Land $6,400 Building $90,400
2025	$482.00 (-60.91%) Homeowner's exemption	$50,700 (+25.81%) Land $3,200 Building $47,500	$101,400 (+25.81%) Land $6,400 Building $95,000
2024	$1,233.00 (+12.5%)
2023	$1,096.00	$40,300	$80,600
2022	$1,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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