121 E Elm St, Elsie, MI 48831 Property Records

Clinton County property record for 121 E Elm St, Elsie, MI 48831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1930
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$69,150 (Aug 2020)
Tax Bill	$519 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`061-200-011-007-00`

Property Details

APN / Parcel Number

Primary APN	`061-200-011-007-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,276 sqft Living Area
1st Floor Area	952 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Lot Dimensions	323 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	84 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 E ELM ST
City	ELSIE
State	MI
Zip	48831-5127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 7 AND COM. AT NE CORNER OF LOT 7, THEN N 10 RODS, W 4 RODS, S 10 RODS, E 4 RODS TO BEG., BLOCK 11, VANDEUSENS ADD. TO
Legal Subdivision	VANDEUSENS ADD
Legal Block	11
Legal Lot Number	7
Jurisdiction	CLINTON MI
Township / Civil Division	DUPLAIN
Census Block Group	1
Census Block	1017
Census Tract	10702

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	121 E ELM ST, ELSIE, MI 48831-5127
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage LAFCU
Jan 11, 2019	Intrafamily Transfer, Transfer · Line of Credit JOURNEY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	20205296516
Prior Transfer Date	Dec 29, 2018
Prior Transfer Doc	5275103
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	Aug 13, 2020
Property Address	121 E ELM ST, ELSIE, MI 48831-5127
Document Number	5296516
Map Reference	MB 1 PG 1
Instrument Date	Aug 11, 2020
Instrument	5296516
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597.70
Amount Accuracy	Redemption Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E ELM ST, 121, ELSIE, MI 48831-5127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E ELM ST, ELSIE, MI 48831-5127

Mortgage

Document Number	5296517
Date	Aug 13, 2020
Instrument	5296517

Lender

Name	LAFCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON MI
Recording Date	Jan 11, 2019
Property Address	121 E ELM ST, ELSIE, MI 48831-5127
Document Number	5275103
Map Reference	VOL 1 PG 1
Instrument Date	Dec 29, 2018
Instrument	5275103
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 E ELM ST, 121, ELSIE, MI 48831-5127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E ELM ST, ELSIE, MI 48831-5127

Mortgage

Document Number	5275104
Date	Jan 11, 2019
Instrument	5275104

Lender

Name	JOURNEY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	Duplain Township
Municipality	Elsie Village
Unified School District	Ovid-Elsie Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,900 (-2.14%) Land $4,600 Building $50,300	$109,800 (-2.14%) Land $9,200 Building $100,600
2025	$519.00 (-60.92%) Homeowner's exemption	$56,100 (+26.64%) Land $4,600 Building $51,500	$112,200 (+26.64%) Land $9,200 Building $103,000
2024	$1,328.00 (+12.54%)
2023	$1,180.00 Homeowner's exemption	$44,300	$88,600
2022	$1,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ELSIE serves 930 people · EPA ID MI0002120
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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