128 Derby Ln, Hampstead, NC 28443 Property Records

Pender County property record for 128 Derby Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 2004
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$159,000 (Dec 2010)
Tax Bill	$2,035 (2025)
Deeds & Mortgages	May 2024 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3263-94-9510-0000`

Property Details

APN / Parcel Number

Primary APN	`3263-94-9510-0000`
Alternative APNs	`000021570` `979351`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,511 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	32,670 sqft (0.75 acres)

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	75 sqft
Deck Area	100 sqft
Patio Area	540 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	000021570
Street Address	128 DERBY LN
City	HAMPSTEAD
State	NC
Zip	28443-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L95, PB 35/47, CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Lot Number	95
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2038
Census Tract	920203

Owner

Source: Pender County records · APN 3263-94-9510-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	128 DERBY LN, HAMPSTEAD, NC 28443-8459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2024	Deed of Trust, Mortgage · Line of Credit CORNING FCU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage CORNING FCU
Mar 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2010 · Amount on Record
Deed Sale	Dec 15, 2010 · Amount on Record
Deed Document Number	20103863_00129
Deed Book / Page	3863 / 129
Last Transfer Date	Feb 14, 2013
Transfer Doc	0042080160
Record Updated	Jun 08, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	128 DERBY LN, HAMPSTEAD, NC 28443-8459
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048371217
Date	May 22, 2024
Book Page	4837/1217

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	May 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	128 DERBY LN, HAMPSTEAD, NC 28443-8459
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047230501
Date	Aug 31, 2020
Book Page	4723/501

Lender

Name	CORNING FCU
Type	Credit Union
Address	CORNING, NY 14830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 29, 2018
Property Address	128 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number	0046612207
Book / Page	004661 / 002207
Instrument Date	Feb 20, 2018
Instrument	20034923
Transaction Type	Transfer
Record Updated	Apr 09, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 DERBY LN HAMPSTEAD NC 284438459, HAMPSTEAD, NC 28443-8459

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,035.00 (+23.71%)	$386,300 (+109.49%) Land $82,688 Building $303,612	$386,300 (+109.49%) Land $82,688 Building $303,612
2023		$184,396 (-) Land $44,200 Building $140,196	$184,396 (-) Land $44,200 Building $140,196
2022	$1,645.00	$184,396 Land $44,200 Building $140,196	$184,396 Land $44,200 Building $140,196

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Atlantic Telephone Membership.

Based on FCC filings for 231 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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