130 Derby Ln, Hampstead, NC 28443 Property Records

Pender County property record for 130 Derby Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,534 sqft · built 2005
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (May 2023)
Tax Bill	$2,814 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3263-94-8681-0000`

Property Details

APN / Parcel Number

Primary APN	`3263-94-8681-0000`
Alternative APNs	`000051252` `967162`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,534 sqft Living Area

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	32,670 sqft (0.75 acres)
Porch	Porch
Porch Area	210 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	000051252
Old Parcel Number	3263 94 8681 0000
Street Address	130 DERBY LN
City	HAMPSTEAD
State	NC
Zip	28443-8459
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L181,PB 38/17 CROSS CREEK
Legal Subdivision	CROSS CREEK
Legal Lot Number	181
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2038
Census Tract	920203

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	130 DERBY LN, HAMPSTEAD, NC 28443-8459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 10, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2023 · Amount on Record
Deed Sale	May 10, 2023 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Document Number	0014444812
Deed Book / Page	1444 / 4812
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	130 DERBY LN, HAMPSTEAD, NC 28443-8459
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0048121500
Date	May 10, 2023
Book Page	4812/1500

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 10, 2023
Property Address	130 DERBY LN, HAMPSTEAD, NC 28443-8459
Document Number	0048121444
Book / Page	4812 / 1444
Map Reference	MB 38 PG 17
Instrument Date	May 4, 2023
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 DERBY LN, HAMPSTEAD, NC 28443-8459
Investor	Possibly a Property Investor

Mortgage

Document Number	0048121447
Date	May 10, 2023
Instrument	4812-1447

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	130 DERBY LN, HAMPSTEAD, NC 28443-8459
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047362262
Date	Jan 4, 2021
Book Page	4736/2262

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,814.00 (+9.37%)	$552,342 (+95.41%) Land $82,688 Building $469,654	$552,342 (+95.41%) Land $82,688 Building $469,654
2023		$282,658 (-) Land $44,200 Building $238,458	$282,658 (-) Land $44,200 Building $238,458
2022	$2,573.00	$282,658 Land $44,200 Building $238,458	$282,658 Land $44,200 Building $238,458

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 213 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	213 in force
Nearby Flood Claims	30 (2016–2018)
Claims Outside the SFHA	10 of 30
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Focus Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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