Pender County property record for 121 Derby Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,697 sqft · built 2003 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $168,000 (Aug 2012) |
| Tax Bill | $1,860 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3263-94-8031-0000 |
| Primary APN | 3263-94-8031-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,697 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 39,640 sqft (0.91 acres) |
| Porch | Porch |
| Porch Area | 102 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 400967988 |
|---|---|
| Street Address | 121 DERBY LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L91 PB 35/47 CROSS CREEK, SEC 3 |
| Legal Subdivision | CROSS CREEK |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 920203 |
Source: Pender County records, as of January 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 121 DERBY LN, HAMPSTEAD, NC 28443-8459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2012 · Amount on Record |
| Deed Sale | Aug 30, 2012 · Amount on Record |
| Prior Sale | Jun 24, 2005 · Amount on Record |
| Deed Document Number | 20124124_00259 |
| Deed Book / Page | 4124 / 259 |
| Last Transfer Date | Dec 27, 2012 |
| Transfer Doc | 0041870026 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 121 DERBY LN, HAMPSTEAD, NC 28443-8459 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047452081 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 4745/2081 |
| Name | CHAOS HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | LAS VEGAS, NV 89101 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Pender County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,860.00 (+8.52%) | $432,306 (+140.76%) Land $96,968 Building $335,338 | $432,306 (+140.76%) Land $96,968 Building $335,338 |
| 2023 | $179,556 (-) Land $49,192 Building $130,364 | $179,556 (-) Land $49,192 Building $130,364 | |
| 2022 | $1,714.00 | $179,556 Land $49,192 Building $130,364 | $179,556 Land $49,192 Building $130,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 213 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 213 in force |
| Nearby Flood Claims | 30 (2016–2018) |
| Claims Outside the SFHA | 10 of 30 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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