128 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 128 Cook St, Springfield, GA 31329

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,664 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$202,150 (Dec 2020)
Tax Bill$3,334 (2025)
Deeds & MortgagesOct 2021 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS110A-021-000

Property Details

APN / Parcel Number

Primary APNS110A-021-000
Alternative APNs
  • S110A021
  • 30474

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,664 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area12,197 sqft (0.28 acres)
Garage Area380 sqft
PorchSlab
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30474
Street Address128 COOK ST
CitySPRINGFIELD
StateGA
Zip31329-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.275 AC LOT 21 (OUT S118-10) PLT 28/794-796
Legal SubdivisionDASHER POINTE
Legal Phase1
Legal Lot Number21
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group2
Census Block2008
Census Tract30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address128 COOK ST, SPRINGFIELD, GA 31329-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · FHA Mortgage
NEWREZ
Dec 17, 2020Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage
SOUTHPOINT FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Deed Document Number20203722
Deed Book / Page2650 / 1
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address128 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002731/0000000275
DateOct 7, 2021
Book Page0000002731/0000000275
Instrument012258
Lender
NameNEWREZ
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

December 2020: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionEFFINGHAM GA
Recording DateDec 17, 2020
Property Address128 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number00002650/1
Book / Page2650 / 1
Instrument DateDec 17, 2020
Instrument2020-003722
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number0000002650/0000000003
DateDec 28, 2020
Book Page0000002650/0000000003
Instrument013709
Lender
NameSOUTHPOINT FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalitySpringfield City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,103 (-) Land $22,800 Building $98,303$302,757 (-) Land $57,000 Building $245,757
2025$3,334.00 (+9.49%) Homeowner's exemption$121,103 (+16.77%) Land $22,800 Building $98,303$302,757 (+16.77%) Land $57,000 Building $245,757
2024$3,045.00 (+4.6%) Homeowner's exemption$103,711 (+19.85%) Land $22,800 Building $80,911$259,277 (+19.85%) Land $57,000 Building $202,277
2022$2,911.00 Homeowner's exemption$86,532 Land $16,000 Building $70,532$216,331 Land $40,000 Building $176,331

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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