Effingham County property record for 130 Cook St, Springfield, GA 31329
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,511 sqft · built 2020 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,000 (Feb 2021) |
| Tax Bill | $4,377 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S110A-020-000 |
| Primary APN | S110A-020-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,511 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 360 sqft |
| Porch | Open Porch |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30473 |
|---|---|
| Street Address | 130 COOK ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .275 AC LOT 20 (OUT S118-10) PLT 28/794-796 |
| Legal Subdivision | DASHER POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30209 |
Source: Effingham County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 130 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Feb 5, 2021 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 0002664615 |
| Deed Book / Page | 2664 / 615 |
| Prior Transfer Date | Feb 5, 2021 |
| Prior Transfer Doc | 2021-000415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 130 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 130 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000002881/0000000564 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 0000002881/0000000564 |
| Instrument | D2023009342 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 1, 2051 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Feb 5, 2021 |
| Property Address | 130 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 002664/615 |
| Book / Page | 2664 / 615 |
| Instrument Date | Feb 5, 2021 |
| Instrument | 2021-000415 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000002664/0000000617 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 0000002664/0000000617 |
| Instrument | 001991 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Effingham County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,377.00 (+25.27%) | $121,048 (+18.23%) Land $22,800 Building $98,248 | $302,619 (+18.23%) Land $57,000 Building $245,619 |
| 2024 | $3,494.00 (+19.86%) | $102,380 (+25.12%) Land $22,800 Building $79,580 | $255,950 (+25.12%) Land $57,000 Building $198,950 |
| 2022 | $2,915.00 | $81,828 Land $16,000 Building $65,828 | $204,569 Land $40,000 Building $164,569 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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