123 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 123 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,694 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,500 (Jun 2024)
Tax Bill	$5,152 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S110A-012-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-012-000`
Alternative APNs	`S110A012` `30465`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,694 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	93 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30465
Street Address	123 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC LOT 12 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	12
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	123 COOK ST, SPRINGFIELD, GA 31329-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Quit Claim Deed, Transfer · Conventional Mortgage AMERICAN FINANCE
Mar 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK
Jun 17, 2021	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2024 · Amount on Record
Deed Sale	Jun 28, 2024 · Amount on Record
Prior Sale	Jun 17, 2021 · Amount on Record
Deed Book / Page	2917 / 170
Record Updated	Oct 29, 2026

June 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 28, 2024
Property Address	123 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002917/170
Book / Page	2917 / 170
Instrument Date	Jun 28, 2024
Transaction Type	Transfer
Record Updated	Jul 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	D2024004805
Date	Jun 28, 2024
Instrument	D2024004805

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2054

Mortgage

Document Number	0000002920/0000000796
Date	Jul 18, 2024
Book Page	0000002920/0000000796
Instrument	D2024005372

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	123 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002672/0000000022
Date	Mar 17, 2021
Book Page	0000002672/0000000022
Instrument	003165

Lender

Name	COLONY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

June 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 17, 2021
Property Address	123 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002704/240
Book / Page	2704 / 240
Instrument Date	Jun 17, 2021
Instrument	2021-002075
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000002704/0000000242
Date	Jul 6, 2021
Book Page	0000002704/0000000242
Instrument	008103

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$122,600 (-13.66%) Land $22,800 Building $99,800	$306,500 (-13.66%) Land $57,000 Building $249,500
2025	$5,152.00 (+40.38%)	$142,004 (+12.49%) Land $22,800 Building $119,204	$355,010 (+12.49%) Land $57,000 Building $298,010
2024	$3,670.00 (+4.62%) Homeowner's exemption	$126,235 (+1.15%) Land $22,800 Building $103,435	$315,588 (+1.15%) Land $57,000 Building $258,588
2022	$3,508.00 Homeowner's exemption	$124,795 Land $16,000 Building $108,795	$311,988 Land $40,000 Building $271,988

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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