128 Cedarview Dr, Richmond, KY 40475 Property Records

Madison County property record for 128 Cedarview Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on Record
Last Sale	$276,000 (Nov 2018)
Tax Bill	$2,602 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080A-0000-0008`

Property Details

APN / Parcel Number

Primary APN	`080A-0000-0008`
Alternative APNs	`130265` `93117` `60056`

Location & Zoning

Account Number	60056
Street Address	128 CEDARVIEW DR
City	RICHMOND
State	KY
Zip	40475-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARVIEW HILLS LOT 8
Legal Subdivision	CEDAR VIEW
Legal Lot Number	8
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2061
Census Tract	10101

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 CEDARVIEW DR, RICHMOND, KY 40475-9374
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Nov 1, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC
Sep 26, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Sep 26, 2017 · Amount on Record
Deed Document Number	20182013984137
Deed Book / Page	766 / 413
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	D00750/603
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	128 CEDARVIEW DR, RICHMOND, KY 40475-9374
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02000/504
Date	Dec 2, 2020
Book Page	M02000/504
Instrument	2014025104

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 1, 2018
Property Address	128 CEDARVIEW DR, RICHMOND, KY 40475-9374
Document Number	D00766/413
Book / Page	D00766 / 413
Map Reference	MB3 PG78
Instrument Date	Oct 31, 2018
Instrument	2013984137
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	902 SLATE LICK RD, BEREA, KY 40403-9008

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	128 CEDARVIEW DR, RICHMOND, KY 40475-9374

Mortgage

Document Number	2013984138
Date	Nov 1, 2018
Instrument	2013984138

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Sep 26, 2017
Property Address	128 CEDARVIEW DR, RICHMOND, KY 40475-9374
Document Number	D00750/603
Book / Page	D00750 / 603
Map Reference	MB3 PG78
Instrument Date	Sep 25, 2017
Instrument	2013965369
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 CEDARVIEW DR, RICHMOND, KY 40475-9374

Mortgage

Document Number	2013965370
Date	Sep 26, 2017
Instrument	2013965370

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,602.00 (-2.8%)	$276,000 (-)	$276,000 (-)
2023	$2,677.00	$276,000	$276,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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