116 Cedarview Dr, Richmond, KY 40475 Property Records

Madison County property record for 116 Cedarview Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Company Name on Record
Last Sale	$77,500 (Aug 2024)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`080A-0000-0005`

Property Details

APN / Parcel Number

Primary APN	`080A-0000-0005`
Alternative APNs	`122749` `85702` `52280`

Location & Zoning

Account Number	52280
Street Address	116 CEDARVIEW DR
City	RICHMOND
State	KY
Zip	40475-9374
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARVIEW HILLS LOT 5
Legal Subdivision	CEDARVIEW
Legal Lot Number	5
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2061
Census Tract	10101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	116 CEDARVIEW DR, RICHMOND, KY 40475-9374
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 13, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Dec 8, 2020	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Dec 8, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK NA
Apr 21, 2021	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2024 · Amount on Record
Deed Sale	Aug 1, 2024 · Amount on Record
Deed Document Number	2014215375
Deed Book / Page	D855 / 588
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 CEDARVIEW DR, RICHMOND, KY 40475-9374
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2287/293
Date	Mar 13, 2024
Book Page	M2287/293
Instrument	2014194225

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2034

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 CEDARVIEW DR, RICHMOND, KY 40475-9374
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01737/001
Date	Apr 13, 2017
Book Page	M01737/001
Instrument	2013957127

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2047

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 CEDARVIEW DR, RICHMOND, KY 40475-9374
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02002/320
Date	Dec 8, 2020
Book Page	M02002/320
Instrument	2014025447

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 CEDARVIEW DR, RICHMOND, KY 40475-9374
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M02002/304
Date	Dec 8, 2020
Book Page	M02002/304
Instrument	2014025446

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Nov 1, 2030

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	116 CEDARVIEW DR, RICHMOND, KY 40475-9374
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2044/450
Date	Apr 21, 2021
Book Page	M2044/450
Instrument	2014033939

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	350 Months
Due	Jun 25, 2050

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (-2.79%) Additional exemption filed	$137,000 (-)	$137,000 (-)
2023	$1,328.00	$137,000	$137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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