115 Cedarview Dr, Richmond, KY 40475 Property Records

Madison County property record for 115 Cedarview Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$259,900 (Jun 2025)
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080A-0000-0009`

Property Details

APN / Parcel Number

Primary APN	`080A-0000-0009`
Alternative APNs	`124492` `87427` `59503`

Location & Zoning

Account Number	59503
Street Address	115 CEDARVIEW DR
City	RICHMOND
State	KY
Zip	40475-9376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDARVIEW HILLS LOT 9
Legal Subdivision	CEDARVIEW
Legal Lot Number	9
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	2
Census Block	2053
Census Tract	10101

Owner

115 Cedarview Dr is owned and occupied by an individual who bought it in June 2025.

Source: Madison County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	115 CEDARVIEW DR, RICHMOND, KY 40475-9376
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Jun 9, 2025	Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Apr 3, 2025	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Apr 3, 2025 · Amount on File
Deed Document Number	2014265849
Deed Book / Page	D868 / 511
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Jul 15, 2026
Property Address	115 CEDARVIEW DR, RICHMOND, KY 40475-9376
Document Number	0014362374
Book / Page	2484 / 742
Instrument Date	Jul 8, 2026
Instrument	202614362374
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDARVIEW DR, RICHMOND, KY 40475-9376

Mortgage

Document Number	0014362374,
Date	Jul 15, 2026
Book Page	2484/742
Instrument	202614362374

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 9, 2025
Property Address	115 CEDARVIEW DR, RICHMOND, KY 40475-9376
Document Number	00D868/511
Book / Page	D868 / 511
Map Reference	MB 3 PG 78
Instrument Date	Jun 6, 2025
Instrument	2014265849
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	JETT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 S MAIN ST # ST201, ST201, NICHOLASVILLE, KY 40356-1572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 CEDARVIEW DR, RICHMOND, KY 40475-9376

Mortgage

Document Number	2014265852
Date	Jun 9, 2025
Instrument	2014265852

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 3, 2025
Property Address	115 CEDARVIEW DR, RICHMOND, KY 40475-9376
Document Number	00D865/732
Book / Page	D865 / 732
Map Reference	MB 3 PG 78
Instrument Date	Apr 1, 2025
Instrument	2014253286
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 APACHE DR, PAINT LICK, KY 40461-9753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 S AMIN STREET #201 # 201, 201, NICHOLASVILLE, KY 40356
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 115 Cedarview Dr was $1,069 with a homeowner's exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 Homeowner's exemption	$162,500	$162,500
2023	$1,199.00 Homeowner's exemption	$170,000	$170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Cedarview Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2021–2026)
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 Cedarview Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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