128 Bay Tree Manor Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 128 Bay Tree Manor Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,279 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$590,000 (Oct 2023)
Tax Bill	$6,570 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2025 Mortgage + 3 more
APN	`103-816-2031`

Property Details

APN / Parcel Number

Primary APN	`103-816-2031`
Alternative APN	`4598`

Interior

Building Area	2,279 sqft Living Area

Exterior

Year Built	Built 2023
Garage Area	549 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	128 BAY TREE MANOR DR
City	COVINGTON
State	LA
Zip	70433-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT274 PH1A7
Legal Subdivision	TERRA BELLA
Legal Phase	1A-7
Legal Lot Number	274
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1055
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · Conventional Mortgage MORGAN FAMILY MV INV LLC
Oct 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage DSLD MORTGAGE LLC
Oct 16, 2023	Cash Sale Deed, Transfer · Conventional Mortgage DSLD MORTGAGE LLC
Mar 6, 2023	Cash Sale Deed, Transfer CRESCENT TITLE LLC
Oct 6, 2015	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Mar 6, 2023 · Amount on Record
Deed Document Number	2389561
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002465650
Date	Sep 25, 2025
Instrument	2465650

Lender

Name	MORGAN FAMILY MV INV LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, DSLD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002469839
Date	Oct 29, 2025
Instrument	2469839

Lender

Name	DSLD MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

October 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 16, 2023
Property Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0002389561
Instrument Date	Oct 13, 2023
Instrument	2389561
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	DSLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 HUMMINGBIRD RD, COVINGTON, LA 70433-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227

Mortgage

Document Number	0002389563
Date	Oct 16, 2023
Instrument	2389563

Lender

Name	DSLD MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

March 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 6, 2023
Property Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0002364195
Instrument Date	Mar 6, 2023
Instrument	2364195
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5911 PITT ST, NEW ORLEANS, LA 70115-4341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 HUMMINGBIRD RD, COVINGTON, LA 70433-4505

October 2015: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Oct 6, 2015
Property Address	128 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0001998645
Map Reference	MAP 5428
Instrument Date	Oct 6, 2015
Instrument	1998645
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5911 PITT ST, NEW ORLEANS, LA 70115-4341

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,570.00 (-1.14%) Homeowner's exemption	$60,569 (+2.09%) Land $8,000 Building $52,569	$605,688 (+2.09%) Land $80,000 Building $525,688
2024	$6,646.00 (+543.99%) Homeowner's exemption	$59,329 (+691.05%) Land $8,000 Building $51,329	$593,293 (+691.06%) Land $80,000 Building $513,293
2023	$1,032.00	$7,500 (-) Land $7,500	$75,000 (-) Land $75,000
2022	$1,032.00	$7,500 Land $7,500	$75,000 Land $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
REV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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