124 Bay Tree Manor Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 124 Bay Tree Manor Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,390 sqft · built 2021
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Apr 2021)
Tax Bill	$5,513 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Apr 2021 Sale & Mortgage
APN	`103-816-2032`

Property Details

APN / Parcel Number

Primary APN	`103-816-2032`
Alternative APN	`4599`

Interior

Building Area	2,390 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	6,000 sqft (0.137 acres)
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	124 BAY TREE MANOR DR
City	COVINGTON
State	LA
Zip	70433-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 275 TERRA BELLA PH 1A-7 SEC 31 46 7 11 INST NO 1547649 INST NO 1998645 INST NO 2261990
Legal Subdivision	TERRA BELLA
Legal Phase	1A-7
Legal Lot Number	275
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1055
Census Tract	40401

Owner

Source: St. Tammany Parish records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	124 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL FCU
Apr 5, 2021	Deed, Transfer · Conventional Mortgage CRESCENT CITY HOME MTG LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2021 · Amount on Record
Deed Sale	Apr 5, 2021 · Amount on Record
Deed Document Number	20212261990
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	124 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002425257
Date	Sep 25, 2024
Instrument	2425257

Lender

Name	FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Apr 5, 2021
Property Address	124 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0002261990
Map Reference	MAP 5428
Instrument Date	Apr 1, 2021
Instrument	2261990
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5911 PITT ST, NEW ORLEANS, LA 70115-4341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 BAY TREE MANOR DR, COVINGTON, LA 70433-8227

Mortgage

Document Number	0002261994
Date	Apr 5, 2021
Instrument	2261994

Lender

Name	CRESCENT CITY HOME MTG LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,513.00 (-0.42%) Homeowner's exemption	$52,032 (+2.68%) Land $8,000 Building $44,032	$520,319 (+2.68%) Land $80,000 Building $440,319
2024	$5,536.00 (+9.97%) Homeowner's exemption	$50,675 (+15.02%) Land $8,000 Building $42,675	$506,747 (+15.02%) Land $80,000 Building $426,747
2023	$5,034.00 Homeowner's exemption	$44,056 (-) Land $7,500 Building $36,556	$440,560 (-) Land $75,000 Building $365,560
2022	$5,034.00 Homeowner's exemption	$44,056 Land $7,500 Building $36,556	$440,560 Land $75,000 Building $365,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 85% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
REV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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