112 Bay Tree Manor Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 112 Bay Tree Manor Dr, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,940 sqft · built 2017
Lot Size	0.154 acres (6,751 sqft)
Owner	2 Company Names on File
Last Sale	$710,000 (Jun 2016)
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Transfer + 4 more
APN	`103-816-2035`

Property Details

APN / Parcel Number

Primary APN	`103-816-2035`
Alternative APN	`4602`

Interior

Building Area	2,940 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	6,751 sqft (0.154 acres)
Garage Area	569 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	112 BAY TREE MANOR DR
City	COVINGTON
State	LA
Zip	70433-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 278 TERRA BELLA PH 1A-7 SEC 31 46 7 11 INST NO 1547649 INST NO 1998645 INST NO 2024086
Legal Subdivision	TERRA BELLA
Legal Phase	1A-7
Legal Lot Number	278
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1055
Census Tract	40401

Owner

112 Bay Tree Manor Dr is owned by a company that acquired it in April 2026 and is owner-occupied.

Source: St. Tammany Parish records, as of July 7, 2026

Owner of Record	2 Company Names on File
Mailing Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK BANK
May 7, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage GMFS LLC
Jun 13, 2016	Deed of Trust, Mortgage · Commercial Mortgage IBERIABANK MORTGAGE CO
Jun 3, 2016	Deed of Trust, Mortgage · Commercial Mortgage IBERIABANK MORTGAGE CO
Jun 3, 2016	Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2016 · Amount on File
Deed Sale	Jun 3, 2016 · Amount on File
Deed Document Number	20162024086
Last Transfer Date	Apr 28, 2026
Transfer Doc	0002490891
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 17, 2026
Property Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0002495651
Instrument Date	Jun 17, 2026
Instrument	20262495651
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002495651,
Date	Jun 17, 2026
Instrument	20262495651

Lender

Name	HANCOCK BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	299 Months
Due	May 4, 2051

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 7, 2026
Property Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0002490891
Instrument Date	Apr 28, 2026
Instrument	20262490891
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	WACO LAND TITLE, AC LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318383
Date	Mar 10, 2022
Instrument	2318383

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002025072
Date	Jun 13, 2016
Instrument	2025072

Lender

Name	IBERIABANK MORTGAGE CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002024088
Date	Jun 3, 2016
Instrument	2024088

Lender

Name	IBERIABANK MORTGAGE CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2016: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 3, 2016
Property Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227
Document Number	0002024086
Map Reference	MAP 5428
Instrument Date	May 31, 2016
Instrument	2024086
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 BAY TREE MANOR DR, COVINGTON, LA 70433-8227

Mortgage

Document Number	0002024087
Date	Jun 3, 2016
Instrument	2024087

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 112 Bay Tree Manor Dr was $6,729 with a homeowner's exemption, down 1.6% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,729.00 (-1.58%) Homeowner's exemption	$61,856 (+1.7%) Land $8,000 Building $53,856	$618,559 (+1.7%) Land $80,000 Building $538,559
2024	$6,837.00 (-7.77%) Homeowner's exemption	$60,820 (-0.83%) Land $8,000 Building $52,820	$608,198 (-0.83%) Land $80,000 Building $528,198
2023	$7,413.00 Homeowner's exemption	$61,328 (-) Land $7,500 Building $53,828	$613,280 (-) Land $75,000 Building $538,280
2022	$7,413.00 Homeowner's exemption	$61,328 Land $7,500 Building $53,828	$613,280 Land $75,000 Building $538,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 112 Bay Tree Manor Dr; there have been 24 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 112 Bay Tree Manor Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
REV Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum, T-Mobile.

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